Articles written by Charles Blazer

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Personal Finance > Managing Credit How to build your credit: 2 of 29
In order to understand how to get good credit, you must understand how credit scores work. Certain rules of credit scoring simply don't make sense, but you must understand these rules and play by them to have any hope of getting a good credit score. Doing what you think is good for your credit, without actually knowing the ru... More..
Politics, News & Issues > US News Is the New York City Board of Health's ban on trans fats in restaurants constitutional?: 1 of 7
The question is not whether the ban is a good idea - it's whether the ban is constitutional. By this, I assume we are talking about the U.S. Constitution (which most of us are familiar with) and not the New York State Constitution (which I, at least, am not familiar with). So let's consider the question in the Federal constit... More..
Personal Finance > Managing Debt How to pay off your debts without coming up short: 6 of 17
The Power of 8.4%So I recently bought a home and financed it with a fixed-rate 30-year mortgage. Along with the mortgage bill each month, I now get a whole new kind of spam in the mail: Offers from various middleman companies to auto-debit my bank account bi-weekly or weekly to pay my mortgage in smaller, more frequent instal... More..
Politics, News & Issues > Government & Policies Rescuing Social Security from bankruptcy: 3 of 6
Mixing Apples and Oranges - Social Security and Estate TaxesWe all know that Social Security is broken and headed for bankruptcy. There are two traditional ("simple") ways to fix underfunded entitlement programs: 1) raise taxes, or 2) cut benefits. And, in the case of Social Security, it is political suicide for anyone to sug... More..