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Personal Finance > Personal Finance (Other) How to survive (even thrive) in difficult economic times
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Many of my colleagues and I working in financial services agree that the economic outlook for western economies is the worst it has been since the great depression. Falling house prices, mounting debt and now the inability to refinance that debt has meant less spending power and a massive decline in consumer confidence. Unfo... More..

Personal Finance > Banking Basics A guide to online banking and bill pay
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There are two things in life we all want to have more of, Time & Money! Yet for some reason with the complexity of modern day living and despite all our time saving devices and gadgets we seem to have less and less of them both! Along with the endless stream of bills to drop through our letterbox comes the hassle of having t... More..

Personal Finance > Mortgages & Home Loans Should the federal government offer foreclosure bailout relief for struggling homeowners?Smallicon
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As someone who works in Financial Services I have recently come across many individuals and families who are on the brink of losing their homes. Many of the people I meet are not greedy, money-grabbing individuals who bought their homes trying to make a quick buck, these are just the minority who quite possibly deserve to be... More..

Politics, News & Issues > Terrorism Why does terrorism exist?
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If we are to truly distinguish the roots of terrorism the most important thing is to disregard our own nationality, culture, upbringing and beliefs. I truly abhor any terrorist action as it ultimately results in the death of innocent people, but if you stand back and make a true analysis as to why these things have happened ... More..

Politics, News & Issues > Climate Change How is climate change affecting the provisioning of water to people in the poorest regions of the world?
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Each day our actions, our governments actions and international action all stake a claim, or, show disregard for others right to the now scarce supply of the worlds fresh water. Developed and emerging economies continue to concentrate efforts on their insatiable thirst for economic growth, causing serious damage to our plane... More..

Personal Finance > Mortgages & Home Loans Exposing the unscrupulous practices of the mortgage broker
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As I sit at my desk wondering how I'm going to meet my sales targets for the month my email alert sounds! It's another lead from a sell and rent back property investment company we have a business arrangement with! As I glance down the lead form I see that Mr Vulnerable is 60+, unemployed with only a small pension which is e... More..

Personal Finance > Financial Planning Understanding inflation and how it can affect your future
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Almost all the major central banks around the world have the same primary mandate, to control inflation. Why though is inflation such a worry to major and emerging economies and how can it affect you and your future? To begin let us look at the cause of inflation, then venture on to the effects on an economy and in turn you ... More..

Personal Finance > Personal Finance (Other) How the US national debt affects average citizens' personal finances
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The recent credit crisis/credit crunch, whichever you prefer, has embedded one common thought into the psyche of the average American citizen. Debt is bad! Although to some extent this is a welcome change as the average American consumer had become over extended to say the least, the above statement is not necessarily fact! ... More..

Home & Garden > Plumbing Repairs Essential information to have before hiring a plumber
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Even in the age of DIY not all of us have the time or confidence to tackle plumbing tasks ourselves so we hire a plumber. There are though some very important factors to bear in mind before you pick up the phone book! Anyone can call themselves a plumber! - Just because someone has listed themselves as a plumber in the phone... More..

Personal Finance > Taxes Finance professionals assess the tax implications of Obamanomics
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Arise Capitol Hill and welcome to the White House Robin Hood and his political aide for the 21st Century President Barach Obama. This has been the comparison made by most of this high earners in Washington as Mr Obama delivered his budget plans for the fiscal year 2010 beginning October 1st of the same year. Why this compari... More..

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