Articles written by Marie Bywater in Personal Finance

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What is Helium

About me - Marie Bywater

Hi I am a 27 year old health professional. I have been on Helium for almost a year now and it has taken me a while to really get used to it. Things have been getting better and better for me this last while and I can honestly say I log on everyday now and

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Personal Finance > Stock Market Beginner's guide to the stock market: 1 of 30
The stock market is a very exciting but daunting process for beginners. While it is possible to turn $10 000 into one million dollars in a year it is just as easy, if not easier to have your $10 000 swiped away. Your risks of investing can never be fully removed but there are several rules you can apply to reduce and minimis... More..
Personal Finance > Loan Basics Top 10 reasons to get a payday loan online: 3 of 49
An online payday loan provides you with cash in advance before payday'. They have become very popular throughout the US and Canada especially as people struggle to make their wages last until the end of the month. As we all know there are just some things we cannot be without on a daily basis so an online payday loan is pret... More..
Personal Finance > Credit Cards How to eliminate credit card debt: 6 of 60
Credit card debt eliminate free- how to legally eliminate credit card debt The economy is in turmoil with increased living costs, redundancy and lack of employment in general. People continue to struggle to put food on the table and pay their daily bills never mind buy a car or take themselves on holiday. As a result many pe... More..
Personal Finance > Smart Spending Ways to save money at the supermarket: 7 of 66
How to save money at the supermarket I have often heard it said that if we did not eat we would be rich, and this certainly seems to be the case. Groceries and food in general seem to be getting more expensive every time you visit the supermarket, and with the temptation of luxurious food items it is very easy to impulse buy... More..
Personal Finance > Mortgages & Home Loans Mortgages: 15 year versus 30 year mortgages: 1 of 9
When it comes to buying your first house you will be looking at an affordable mortgage package, but at the same time you will want your home paid off as quickly as possible. Chances are you will go with a 30 year mortgage as opposed to a 15 year one. The monthly payments on a 15 year mortgage will be much higher that of a 30... More..
Personal Finance > Investing Basics Painless ways to save money: 19 of 49
Save money ideas In today's current economy everything is so expensive and many of us struggle to put food on the table never mind pay last month's electricity bill. However it is extremely important to save money whether you are in your twenties saving for a new car or down payment on a house, or in your late forties saving... More..
Personal Finance > Bonds Guide to premium bonds: 3 of 6
Premium bonds were first introduced to the UK in 1956 by National Savings and Investments in a bid to decrease inflation and give people a chance to win tax free cash prizes for their investments rather than accrue interest by saving in a bank. The good thing about them is that they are backed by UK government and are 100% s... More..
Personal Finance > Budgets & Saving Ways to increase your savings: 19 of 30
In today's economy saving is the last thing on people's minds; getting by and paying the bills proves to be a tough enough task on it's own. Despite this everyone should try and put a little away each month for a rainy day, a much needed holiday at the end of the year or even your retirement or to cope with those unexpected ... More..
Personal Finance > Financial Planning Financial planning: Surviving a recession: 17 of 26
The economic world is collapsing in front of our eyes. I cannot remember a time before when high interest bank accounts were offering as little as 1.5% interest return on your money. This shocks me to say the least, as only 18 months ago I was getting 6% tax free on my savings. This has all come about due to a decline in gro... More..
Personal Finance > Financial Planning Pros and cons of pay day loans: 5 of 7
A payday loan is a lifesaver for many families providing them with some much needed funds to tide them over until they receive their monthly wages. However, payday loans are not all pie in the sky and do have some disadvantages. The number one pro of getting a payday loan is the fact that it provides you with money to pay yo... More..