Articles written by Kathy Stemke in Personal Finance

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About me - Kathy Stemke

Kathy Stemke has a passion for writing, the arts and all things creative. She has a B.S. from Southern Connecticut State University and Covenant Life Seminary, as well as graduate coursework from New York Institute of Technology and Columbia University. Hanging

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Personal Finance > Personal Finance (Other) Five mistakes to avoid when raising cash quickly: 1 of 34
Do you need cash to pay bills today? Don't panic! It's important to have a plan. Americans have too many possessions. Go through your house and gather the things you can live without. Do some research to find their values and sell them in the right market. A booth in a flea market for a weekend is inexpensive and can help you... More..
Personal Finance > Investing Basics Investing in green technology: 1 of 15
Investing in green can keep you out of the red and in the black. Green or cleantech subsectors cover many areas, including Energy generation, storage, and efficiency. Cleantech is now seen as a fast growing sector due to the rising price of oil and the new awareness of environmental concerns.Skyrocketing crude oil prices, lim... More..
Personal Finance > Budgets & Saving How to identify needs vs. wants when reorganizing costs: 2 of 26
Have you ever walked into a store to buy mouthwash and come out with four bags full of splurges? You're not alone. Studies show that 1 out of 20 people can't control their urge to spend. Understanding advertiser's techniques, and your unconscious emotional responses to them, can help you buy objectively instead of emotionally... More..
Personal Finance > Banking Basics A guide to online banking and bill pay: 7 of 54
Do you want to cut down on stress, save time and save money? Most of us would say, yes. Yet only 23% of American adults are willing to change their traditional methods of banking and bill paying to do just that. Today, most banks, even small ones, offer some form of online banking. With just a little effort, you can use today... More..
Personal Finance > Stock Market The best green stocks to buy in 2008: 3 of 4
Green technologies cover many areas, including energy generation, storage, and efficiency. Cleantech in 2008 is now seen as a fast growing sector due to the rising price of oil and the new awareness of environmental concerns. Investing in green technologies is smart, because high oil and gas prices force exploration into alte... More..
Personal Finance > Smart Spending How to save money on electricity: 28 of 34
With global warming, gas prices rising, and the dollar slipping, we have many more reasons today to cut down on our use of electricity. You may even be wondering how you're going to pay your next electric bill. With some effort you can slash your electric bill down to size.INSULATION 1. The single most important way to cut do... More..