Hello, I am a new writer at Helium. I have become addicted to writing articles. I have been really enjoying my time spent writing. I hope everyone will enjoy and find my articles useful.

My passion is ...

writing

I know too much about ...

making quick meals

My parents always told me ...

treat others as you would have them treat you

My childhood ambition ...

live happily

My favorite memory ...

having my children

Why I write ...

very relaxing to me

What I am reading/watching/listening to ...

A Tree Grows In Brooklyn

My first job ...

debt collector

My best moment ...

when I met my husband

My inspiration ...

my family

Personal Finance > Managing Credit Zero-percent financing: Free money or a minefield of hidden charges?

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You may think credit is great. You may really thing 'zero percent' financing credit is really great. Well you may be wrong on both counts.

People need to start to treat their money and their credit with much, much more respect. Credit is not something someone should just go out and use. Everyone should try and have the intention of being able to buy what they need without credit. If you must use credit, at all, then know that you will be able to pay that particular item off.

'Zero percent' credit is a sorry state of affairs. Companies that use this ploy are usually just getting people...

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