: About Me

I am not a writer. At least not yet. This is my first venture into organized writing. I hope it proves fruitful. If nothing more, I hope to gain experience by trying. So, until that day comes when my name is synonymous with Dickens and Melville, I will be content to be a novice.

I am a father of three and husband of one. We live in a modest, single-story house in the suburbs of a large metropolitan southwest city. We home-school our kids who range in age from nine to sixteen. I love to read. My favorites are the adventurous classics, but I also enjoy Christian doctrinal works, comic books and movies. Alright, I don't read movies but I do enjoy watching them.

I hope you enjoy my articles. Perhaps, one day, I will retract my opening statement and say with confidence, "I am a writer."

My passion is ...

not yet determined.

I know too much about ...

procrastination.

My parents always told me ...

to eat my vegetables.

My childhood ambition ...

was to play baseball.

My favorite memory ...

is the day I first met the woman who is now my wife.

Why I write ...

because I think I can.

What I am reading/watching/listening to ...

I read Tolkein, I watch Tivo and listen to Dave Ramsey.

My first job ...

was mowing yards at my apartment complex.

My best moment ...

was winning a sales talk competiion.

My inspiration ...

I know it sounds overused, but I am nothing without God.

Personal Finance > Managing Debt Creating a debt elimination plan

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For some, debt is a way of life. Two car payments, a mortgage payment, and several credit card payments comprise a majority of their monthly expenditures. But, is debt good or is the borrower a slave to the lender? It has been said that 7 out of 10 Americans live paycheck to paycheck. Whether or not the statistics validate such a high number, it is common knowledge that for many of us the month is far longer than the money. For those who feel like slaves and for whom debt is definitely not a good thing, here are some simple steps to take, which, if followed, will cause that anchor weight o...

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