Articles written by Nick Perez

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About me - Nick Perez

I'm someone who loves and hates writing with equal passion. Whether witty, sharp, funny, smart, serious, powerful, romantic, dramatic or irreverent, writing is an experience that forces you to look inside your own creativity and imagination and produce something

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Education > Financing College An overview of student financial aid in the US: 1 of 7

"The Four Main Types of Financial Aid in the U.S." Almost everyone in the U.S. is familiar with the term "financial aid" but what exactly does the term mean? What are the different types of financial aid and who is eligible for them? These are extremely important questions to answer as the cost of college continues to increa...
Travel > Canada Destinations Travel destinations: Montreal, Canada: 1 of 7

Canada seems to be the forgotten land in North American travel. Compared to the variety offered in the U.S. or the exotic Romance of Mexico, what can Canada offer that neither of the other two countries in the content can? If nothing else, there's Montreal, a city unlike any in either the U.S. or Mexico. I've heard it said t...
Education > College Life How to decide if college is the right option: 1 of 5

"College Is Not Meant For Everyone" Some may not agree so, but the truth is that we live with the legacy of President Lyndon B. Johnson's 'Great Society' initiatives and mentalities to this very day. Beyond the Vietnam War, Johnson was a compassionate man who say a great disparity between the promise of American opportunitie...
Health & Fitness > Health Care Finding a solution to our health care crisis: 5 of 24

Health care is one of the political hot button issues this election year which slightly irritates me seeing as the real issue gets clouded in rhetoric and no matter how important the issue, once the fad is over, health care crisis fades into the background. But that of course does not mean that there is a political answer to...
Education > Secondary School (Other) Getting the most out of your high school's college prep center: 1 of 4

Timing is everything, as every comedian will tell you, but this sentiment can be applied to nearly every aspect of life, particularly with college planning. Being a college counselor, I can tell you from personal experience that too many students enter my office late. Seniors come to me from mid-November to early spring, hav...
Home & Garden > Home & Garden (Other) Tips for a successful garage sale: 9 of 34

For the past thirteen years or so, it has been a tradition in my family to have an annual or biannual garage sale (you'd think after thirteen years we'd have nothing left to sell, but that never seems to be the case). We usually hold ours in later spring, early summer or very early fall. Over the years I have learned quite a...
Education > Financing College What you need to know about the Free Application Federal Student Aid (FAFSA): 2 of 6

Of all the financial aid forms high school, and college students, will fill out in the mid-winter and early spring months, the FAFSA (Free Application For Federal Student Aid) is the most prevalent. The FAFSA application is a federal document, created and processed by the U.S. Department of Education. Below is a breakdown of...
Politics, News & Issues > Political Issues Commentary: Why a two-party system limits US politics: 9 of 25

"The Ridiculousness of the American Two-Party System" Virtually no other country in the world has such a narrow political spectrum as the United States. Perhaps this is due to history; right before and during the revolution, the populace of the colonies was divided between loyalists and those who favored independence. Once t...
Personal Finance > Financial Planning Paying for your child's college education: 1 of 2

"Don't Be Afraid of Student Loans" The word loan leaves an unpleasent taste in just about everyone's mouth. Even with a good interest rate, flexible payment schedule and a host of other beneficial considerations, the best of loans are seen as a necessary evil; after all, who wants a large sum of money that grows from accured...
Personal Finance > Financial Planning The benefits of financial planning: 6 of 9

"Coming To Terms With Your Spending" Its so easy to spend money. When I was young I use to think that a hundred dollars was a lot of money and would sit and think of all the things I would buy if just had one hundred dollars. These days, when I get my bi-weekly paycheck worth many hundreds of dollars, I immediately take out ...