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Personal Finance > Investing Basics Best ways to invest your money for the long term: 5 of 28
DEFINITIONS:To answer the question of the best way to invest your money for the long-term, we first must define the two terms, "long-term" and "invest." First, in the world of investing, the long-term is generally considered 7-10 years or longer (as opposed to the short-term of 3 years or less and the intermediate term, which... More..
Travel > Travel Planning & Advice What to know about traveling in Egypt: 1 of 5
I recently traveled through Egypt this past summer. Here are some things to consider (in no particular order):1. It is very hot in Egypt (but dry), especially in the summer. The further south you go the hotter it gets. Aswan is a popular tourist destination in Egypt because it is the gateway to Abu Simbel. But in the heat of ... More..
Relationships & Family > Male / Female Communication Styles How to get your husband to put the toilet seat down: 10 of 27
Men need to be treated like the logical beings that they are in this situation. A simple litany of excessive nagging will not get the job done in this case. But, before we even try to get your man to put the toilet seat down, we first must try and understand what he is thinking about this subject. As a man, I will try and off... More..
Travel > Travel Diaries & Adventures (Other) The most beautiful places you've traveled to: 38 of 76
The most beautiful place to which I have ever traveled is without a doubt the country of South Africa. South Africa is beautiful in so many different ways and actually ranks as the third most environmentally diverse country in the world, which is an astonishing fact when you consider its relatively small area (vs. say Brazil)... More..
Religion & Spirituality > Bible Study The New Testament and its Jewish beginning: 4 of 8
The New Testament, as gentiles call it, is actually rejected by Jews. In fact, the word New Testament, is somewhat of a misnomer, as it implies that there is an old (or inferior) testament. The fact is that before what is now commonly referred to as the New Testament was written, there was simply the Torah (or the five origin... More..
Personal Finance > Credit Cards Getting a prepaid debit card: 1 of 2
I really have to hand it to the banks with the advent of prepaid debit cards. Historically, banks have been in the business of lending - making money by charging interest on loans to their cutsomers. But with the introduction of prepaid debit cards, the banks have turned the tables on their customers, borrowing money from the... More..
Personal Finance > Investing (Other) The difference between real interest rates and nominal interest rates: 1 of 1
To address this topic it is helpful to know that interest rates, unless explicitly stated otherwise, are almost always quoted in nominal terms. In other words, your mortgage rate, car loan, credit card rate, savings account rate, and so on are all quoted as nominal interest rates. If your credit card rate is quoted at 18.99%,... More..
Travel > Bus & Train Travel Traveling by bus: 14 of 26
Like many things in this world, bus travel really differs depending upon what country you are in. Bus travel also heavily depends upon what type of bus you are taking (i.e. city bus, school bus, greyhound bus, etc.).Traveling in Southeast Asia, I have experienced some very interesting bus rides. In Thailand, many city buses a... More..
Personal Finance > Loan Basics How to consolidate your debt into one payment: 3 of 5
If you are a homeowner, the best way to consolidate your debt is to take out a home-equity loan. The benefit of a home-equity loan is that it is tax-deductible up to $100,000 of debt and can be used for any purpose. As a result, the rate you receive on a home-equity loan is typically going to be much lower on an after-tax bas... More..
Personal Finance > Investing (Other) Best investments for $4000: 6 of 9
Presumably, this question stems from the current annual limit on IRA (Individual Retirement Accounts) contributions in the U.S. Presently, this limit is at $4,000 for both 2006 and 2007. Contributions made for tax year 2006, must be done prior to April 15, 2007.Unfortunately, this question cannot be addressed in a vacuum. To ... More..