About me - Michael Dozier,MS

In 2006 Michael Dozier began Forensic Elucidates Investigations a private consultant firm geared toward Forensic Science. His expertise in fingerprint and footwear identification, body examination, mechanism of injuries and all types of forensic photography

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Politics, News & Issues > Political & Economic Theory America's road to recession and the "sub-prime" scapegoat

We saw companies like Fannie Mae and Freddie Mac take advantage of the underserved people of the US, by letting them obtain loans that they knew could not be paid. Unlike other fortune 500 companies Fannie and Freddie were not required to report any financial difficulties to the public or its investors. The CEO's knew that t...

Creative Writing > Reflections Reflections: The Burma conflict

Burma and North Korea, a dangerous liaison? As a defiant Burma continues to distance itself from the international community, a dangerous alliance is forming with North Korea. Senior General Than Shwe, leader of the Burmese military government has defiantly disregarded demands by the United Nation and the international commu...

Personal Finance > Smart Spending How to reduce grocery bills

How to pinch a penny Smart buys Last week we spoke about the beginning steps of making a budget. Our first step, was to create a shopping list and stick to it.. This week we are going to look at what you brought and try to save even more. When you shop at grocery stores, you tend to purchase well known brands. Television, ma...

Personal Finance > Budgets & Saving Best ways to save money

How to pinch a penny With the high cost of food in Bethel, we are struggling to feed our families. When food is scarce, it is human nature to sacrifice one thing for another. Unfortunately we sacrifice healthy things, yet indulge on things we should cut. In order to fully understand where your dollar goes, you would have to ...

Personal Finance > Credit Cards Tips for improving your credit score and keeping credit cards open

Some banks are eliminating the standard 25 or 30-day grace period within which you may pay your bill within being charged interest. This is the normal grace period before interest kicks in. But this is slowly changing. For example, some banks are offering extremely low fixed rates, but without a grace period. These cards wil...

Personal Finance > Managing Debt Avoiding debt elimination scams

If you are having trouble paying your bills, you may be tempted to turn to a company that claims to offer assistance in solving debt problems. Such businesses may offer debt consolidation loans, debt counseling, or debt reorganization plans that are "guaranteed" to stop creditors' collection efforts. Before signing up with s...


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