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Home improvement loans. Home improvement loans are home loans used to finance improvements on your house or property. These loans are used to maintain or increase the value of your home. There are several different home improvement loan and financing types available: First mortgage Second mortgage loans (Home equity loans, Home equity line of credit) Refinancing solutions Unsecured loans (Personal loans) Fundamental questions in the calculation and the evaluation of the different options are: What will the monthly payments be? Are the improvements you plan to undertake increasing the value...