About me - J.M. Schell

About me

J.M. Schell is a father of two, husband to one and lives in one of those Rocky Mountain states that people all over the world visit or wish they could.

He is a licensed residential real estate appraiser who has dallied in the written word, with limited success, for decades.

Featured article by J.M. Schell

Education > Adult Education Is a college education still cost effective?

Is a college education still cost-effective? There is only one possible answer: it depends. First, it depends on who is paying for your education. If you are wealthy enough or have obtained scholarships to a private institution, it's all up to you. However, if you are poor or middle class and aren't a standout athelete, and are forced to attend a state institution, that's different. Nobody likes to talk about it, but states subsidize a huge portion of the cost of being educated at a state college or university. Along with financial aid and the GI bill, this has allowed many Americans who o...

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