: About Me

Hi. My name is Kim Stairs. I am happily married with three wonderful children. I recently went back to college to become a registered nurse. I have been a stay at home for 10 wonderful years!

My writing started at a young age. It started with a diary. Then I began to write poetry. As I went through school and got older my writing talents grew. Everyone who reads my work tells me I have a writing gift, but I'm no genius when it comes to it. It is just a passion of mine.

Two years ago, I found a website called faithwriters. It is a groups of spiritual minded individuals to share their passion for writing and positively critique other's articles. I enjoy the writing challenges and the positive feedback of more experienced writers.

I was also chosen to be published in a Christmas book that came out two years ago by Xulon Press. It is a group of Christmas stories chosen by Xulon to be published, and I was thrilled to be included! It is my first publication. Since that time I have self published on Amazon.com and had articles purchased through Heluim's marketplace.

Currently I have been accepted into the JCC ADN program to become an
RN. I just finished my first year of school and enjoy the clinical experience. I am highly involved in my church and community. I was the previous secretary on the Board of Directors at my children's academy. Previous member of Great Start Parent Coalition for early childhood education, a Sunday School teacher at church, and in 2007 I was the project director for a Backpack Blitz for the children of Jackson, Michigan. With the help of church members and the generous donations of businesses and the community, Mount Hope Church-Jackson gave away 200 backpacks and school supplies.

My passion is ...

living out my faith with my husband.

I know too much about ...

eating chocolate, children's seizure disorders, anxiety and depression.

My parents always told me ...

be my best

My childhood ambition ...

was to be a teacher

My favorite memory ...

traveling to other places: missions trips, vacations with my dad (Wahington DC and Grand Canyon)

Why I write ...

to share experiences and lessons with others

What I am reading/watching/listening to ...

lots of Chemistry, Psychology, and Communications chapters.

My first job ...

I was a hostess at a local food joint

My best moment ...

taking a motorcycle trip with my husband for our 12yr anniversary.

My inspiration ...

my spouse, mom, my grandmother, and my Lord

Personal Finance > Managing Credit How to get and maintain good credit

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If you are looking to start getting credit and to maintain good credit, it is a good idea to try to first talk to someone older and wiser about their own situation. This could be your parents, a teacher, coworker, or a financial adviser. But if you don't have any one to go to for advice, here are some helpful tips to get you started: 1.Begin with a small secure line of credit from your financial institution. This means that you tell them you want to build credit. You put around $200-$500 in an account. This allows you to not extend the amount of money used as you get your first credit card...

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