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About me - William Addison

William Addison is a dedicated freelance contract writer with several years experience writing for the industries such as insurance, construction, light manufacturing, and marketing. His experience also includes developing user documents, instructional materials,

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Business > Small & Home Business Recommendations for home-based businesses
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More people are working from their homes today than ever before due to the Internet. If you are conducting business from your home, you should be aware of the limitations of a standard home-owner's insurance policy, as well as coverage options that are available.Older insurance forms describe business personal property as "pe... More..

Personal Finance > Insurance Basics What insurance coverage do you need and why?
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An important part of family planning involves the financial risks associated with owning a home, automobiles, and the risks of losing your ability to income due to illness or death, or medical costs associated with health problems that can eat in to a family's income. Fortunately society has developed a system for addressing ... More..

Personal Finance > Financial Planning Why budgets fail
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Many struggle with a personal budget, and find that preparing a budget is too much work and is often inaccurate due to missed items or unexpected expenses. However, one budget works without fail. The secret to this type of budget will be explained in a few short paragraphs, but it must be said that the quality and effectivene... More..

Politics, News & Issues > Political Issues The Electoral College: Does my vote count?
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The abolition of the Electoral College is a common discussion after most of the presidential elections in our country's history. The reality is that doing away with this election model is next to impossible.The first and most evident hurdle involves a little thing called the United States Constitution. It would have to be ame... More..

Personal Finance > Auto Insurance An overview on green car insurance
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Auto insurance is a contractual promise that an insurance company will pay a policyholder or someone on behalf of a policyholder in the event that an accident occurs. How could this possibly be converted to an environmentally friendly business transaction? This can be done through the concept of carbon credits. This is a... More..

Society & Lifestyle > Personal Morals & Values Good manners: Practicing verbal restraint
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No one likes a prude, but the reality is that foul language in a professional setting can also cause its share of problems. It is unprofessional, it can incite anger, and it has no redeeming qualities whatsoever. The first most obvious issue with vulgarity in the workplace is that it projects a non-professional image. If you ... More..

Sports & Recreation > Sports & Recreation (Other) Cycling and the attitudes of the driving public
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Animosity between cyclists and motorists has become a critical issue, particularly in urban and suburban settings. In urban settings, the challenges of congestion related to auto traffic and resulting frustrations tend to feed the fires of this animosity, but in suburban settings, there seems to be more a fundamental issue o... More..

Personal Finance > Marine & Travel Insurance Why boating insurance is a good idea
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For many, a summer is not complete unless the boat is in the water. Any boat owner should be aware that there are some risks involved with the activity of boating. For instance, that shiny new fiberglass hull could easily run into floating debris, turning it into floating debris. Boats are not immune to the common losses of f... More..

Personal Finance > Auto Insurance The impact of speeding tickets on your insurance premiums
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How often do you speed? Insurance companies would like to know simply because statistics reflect that people with more speeding tickets on their record are more likely to be involved in an auto accident. If you speed more, your premiums will go up, if you don't you will get better rates.Now that we know your rates will go up,... More..

Personal Finance > Home Insurance Can you own a home without insurance?
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You can own just about anything without insurance, but that does not mean it is a good idea to do so, or that you can go without insurance in all cases. You may be required to obtain insurance on a home if a mortgage company or private lender is involved.This is a common requirement in lending contracts of all types, particul... More..

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