Articles written by Dave Franklin in Personal Finance

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About me - Dave Franklin

Having always had a major interest in writing and music,I am lucky enough these days to have an outlet for both. On the music front I play in a couple of bands, these days mainly at a local level. My writing seem to sprawl across a wide range of genres and

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Personal Finance > Personal Loans Alternatives to personal loans: 2 of 11
Before even considering a loan, look at alternatives. There is this ease these days to borrow money and people look past the obvious cost of loans in the long run. Television commercials blare out the news that anyone can have a loan, but understanding why, and also the alternatives available, can really keep you out of finan... More..
Personal Finance > Credit Cards What to do if your credit card is stolen: 6 of 20
Remember that when you take on a credit card, you also have responsibility for the use of that card, and many companies offer you insurance for the mis-use of your card. It is extremely important that you keep a contact telephone number in your wallet of where to telephone if you lose your card, since identity theft is rife, ... More..
Personal Finance > Managing Credit Reviews: Churchwood financial services: 1 of 1
Debt is quickly becoming the curse of modern living. Not only is life becoming expensive in the western world, the pressures of fashion and status require many of us to spend money on things that we feel we should have, rather than things that we actually need. Upgrading the car, building an extension, the right school for th... More..
Personal Finance > Financial Planning Financial planning after an inheritance: 4 of 7
We never plan to lose those we love, and one of the burdens that comes as a reminder of those we have lost is the awful question of inheritance. In newspapers, people gloat about how much they got from a dead person's estate, though the reality is that you are getting money at a time when you are at your most vulnerable, not ... More..
Personal Finance > Credit Cards When to pay cash and when to use a credit card: 37 of 55
People say that paying cash is always the right way to go about business and not get into trouble, but did you know that by using credit cards wisely, you can actually save yourself money ?When to use cash.Smaller vendors will not take credit cards, nor should they. It costs too much to administer and the way in which they co... More..
Personal Finance > Financial Planning Financial planning tips for singles: 12 of 16
For many singles, getting through each month is difficult enough without thinking of financial planning. Sounds a little too highbrow doesn't it to those that are single and struggling to make ends meet, though put into simple terms that young people living alone can relate to, can actually make their lives much easier.Pensio... More..
Personal Finance > Credit Cards Credit card safety: Why you should sign your card: 20 of 21
As soon as you receive a credit card, you should sign the strip at the back of the card and are instructed to do so by the Bank. It's a very important instruction, because what can happen with unsigned cards is that someone can steal it, pass off their signature as your own much more easily, and defraud you of a great deal of... More..