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About me - Michael in Florida

Hello all;

I am a 55 year old male living in beautiful St. Augustine Florida.

Business background includes 30+ years of IT expertise in a variety of environments. Former small business owner and currently working for a large global corporation. Travel both domestically

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Personal Finance > Retirement How much income do you need in retirement
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An individual's income needs during retirement are based on a number of factors that can be very unique per individual. A solid self-analysis is needed, which can take some thought but the good thing is that once the analysis is completed then the resulting income amounts required are just math. If an individual's annual inco... More..

Travel > Travel Diaries & Adventures (Other) Travel experiences: Hiking adventures
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Hiking Pike's PeakAnyone who watches TV will have flipped through the Adventure Channel and variousmountain climbing programs. For most the ascent of Everest is a combination of too faraway, too expensive and way too difficult. The appreciation of mountain wilderness areasis not limited to those carrying ice axes, crampons an... More..

Health & Fitness > Exercise & Weight Loss Setting realistic weight loss and fitness goals
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Most Americans who set fitness goals must as a necessity incorporate a focus on weightloss into their exercise programs. Attaining an increasing fitness capacity, no matter whatthe sport or endeavor, typically requires attaining a more desirable physical build. Fitnessand weight loss go hand in hand each feeding off of the ot... More..

Personal Finance > Financial Planning Should you offer financial aid to your children now or let them wait to inherit?Smallicon
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Searching Webster for the word preheritance results in a "not found" condition. The latestWiki definition classifies preheritance as a noun with the following definition:1. Financial support given by living people to their children, grandchildren etc., asan alternative to an inheritance after their deathSounds simple enough a... More..

Health & Fitness > Fitness Basics Such a thing as too much exercise?
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Such a thing as too much exercise?In a one word response, yes! Too much of anything; even things that are generally goodfor you, become negative if pursued to excess. This is true regardless of the sport oractivity being discussed. For example, a distance runner training for a marathon typicallymakes out a multi-month schedul... More..

Business > Starting a Business A guide to becoming a consultant
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The concept of being a consultant evokes an image of three piece suites, first class travel,cocktails at glitzy restaurants and commanding $200.00 per hour fees. Work the hoursyou desire, vacation at the finest beaches and drive the most luxurious automobiles.Sounds good? Perhaps everyone should become one?Unfortunately the r... More..

Creative Writing > Satire Satire: Work
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Reduction in Force (RIF)The term Reduction in Force or commonly abbreviated, RIF has becomepart of the big business landscape. Certainly hardly a week goes bywithout some announcement by some enterprise that thousands of workersare being let go. Of course this pleases Wall Street analysts who seethis as a "trimming of the cor... More..

Politics, News & Issues > Sports News & Opinion (Other) Do people care as much about sports as they age?Smallicon
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With regards to the question "Do people care as much about sports as they age?" inanswering I will make a distinction between participatory sports and non-participatorysports. Non-participatory = NO:The prime reason for a lowering of interest level is available time combined with otherdistractions. Work, family and just life ... More..

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