Articles written by Kevin Hagen

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About me - Kevin Hagen

Born in Minnesota, USA in 1955; studied Business Administration - Accounting, graduating in 1977 and obtaining CPA license. Worked in corporate accounting environments, eventually becoming a technical translator while living in Chile. Married, one son.

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Personal Finance > Managing Credit How to build your credit: 5 of 29
Having a good credit history is fundamental for your personal finances, in order to obtain credit cards, financing for the purchase of a vehicle, and a mortgage loan to buy a home. Your credit score will determine the financing conditions and interest rates that financial institutions grant you. But if you are just starting t... More..
Law & Legal Information > Lawyers & Legal Advice Legal information: Why passing a Breathalyzer test doesn't guarantee against a DUI conviction: 2 of 8
An arrest and conviction for driving under the influence (DUI) is based on the evidence collected by the law enforcement office. The result of a breathalyzer test is one type of evidence, but not the only one, that can lead to a DUI conviction. You could be convicted of DUI even if the result of the breathalyzer test is below... More..
Autos > Buying New Cars The importance of a car history report: 2 of 8
Buying a used car can feel like a bit of a gamble. You wish that good-looking car on the lot that catches your eye could tell you where it's been, how many owners have driven it, and what problems it's had. Of course taking a trusted mechanic with you to look at used cars can ease a lot of your concern. But there is another w... More..
Business > Business Strategy Pricing products in a competitive marketplace: 2 of 4
How to Calculate the Elasticity of DemandBy being aware of the elasticity of demand, you can understand how a change in the price of your product will affect your sales revenue, thereby enabling you to make decisions in your pricing strategy that are the most beneficial for your business and your customers.Pricing policies an... More..
Law & Legal Information > Lawyers & Legal Advice Legal information: Business litigation: Issues arising after shareholder departure: 3 of 5
When a shareholder leaves a company, various issues can arise regarding the shareholder's legal liability and obligations to the company, and how the shareholder's stock in the company should be transferred. How these issues are handled depends on the individual circumstances involved, the reasons for the shareholder's depart... More..
Autos > Fuel Economy The total carbon emissions and energy cost of a hybrid: 3 of 5
When you drive a hybrid you are helping to reduce carbon emissions and are also saving money because a hybrid gets better mileage than a conventional gasoline-powered vehicle. The hybrid gets better mileage because it combines a gasoline engine with an electric motor that provides extra power when needed, such as for accelera... More..
Law & Legal Information > Lawyers & Legal Advice Legal information: Could medical marijuana soon be legal in New Jersey?: 6 of 9
New Jersey may join a number of other states that have legalized marijuana for certain medical purposes. The "New Jersey Compassionate Use Medical Marijuana Act" is being considered as Bill 119 in the Senate and Bill 804 in the General Assembly. If these bills are passed, patients with serious debilitating illnesses such as c... More..
Personal Finance > Managing Credit How to improve your FICO credit score: 9 of 12
Your credit score plays a fundamental role in managing your personal finances and can affect you in various ways. Financial institutions use your credit score in making a decision as to whether to grant you a loan or a line of credit. When you want to purchase a home, your credit score can determine whether you qualify for a ... More..
Business > Business Strategy Strategic planning should be quality centered: 3 of 4
Designing for Manufacturability - Product Development ProcessesGood design contributes to the commercial success of a product, in terms of the product's functionality, the ease in using it, and its physical attractiveness. But design also extends to the manufacturing process where good design can make the process simpler, sho... More..
Personal Finance > Taxes How to get the most out of a flexible spending account: 6 of 6
A health flexible spending account (FSA) is a way for you to set aside money to pay for out-of-pocket medical and dental bills not covered by your insurance. The advantage of putting your money in a flexible spending account instead of just paying the bills directly is the tax savings the account provides. The money you put i... More..