Articles written by Pamela Baum

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About me - Pamela Baum

I'm a 46 year old woman living in the beautiful river city of Dubuque Iowa.

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Personal Finance > Smart Spending Money-saving tips: How to lower your grocery bill: 2 of 48
Struggling against rising food prices in today's tough economy? Shrink your food bill! Here are five practical tips for cutting grocery store expenses:*1* - GROW YOUR OWN FOOD. Even the Obamas are digging up the White House lawn for a vegetable garden this year, which hasn't been done since Eleanor Roosevelt's time! Grab a se... More..
Food & Drink > Food & Drink (Other) Cuisine as community: How food practices influence how we relate to one another: 2 of 27
After Grandma died, the family changed. Her passing altered the dynamics of extended family gatherings. She no longer bustled around her big country kitchen; or roused the family to sing a pre-dinner prayer, belting out "Be present at our table, Lord," in her best Sunday School teacher's voice.~ ANTICIPATING THE MEALAs reigni... More..
Personal Finance > Smart Spending Money saving tips: Effective ways to slash your electric bill: 1 of 11
HOW TO SHRINK YOUR ELECTRIC BILLDo you open your electricity bill with anxiety and dread? Would you like to shrink your energy use in the face of endless rate increases? Are you concerned about limiting power use in your home in order to live green?By taking a few common sense steps in managing your household's daily use of e... More..
Food & Drink > Food & Drink (Other) How foodies use the Internet: 4 of 30
Food is social. People like to share cooking and dining ideas. The Internet has opened up new opportunities for savoring foodie pleasures.A cornucopia of food-focused web sites offer the delight of finding recipes, scouting restaurants, savoring food photos, or connecting with other amateur gourmets. What are the most popular... More..
Personal Finance > Smart Spending Tips for living a frugal lifestyle: 8 of 49
EIGHT FRUGAL TIPS. Being frugal is relevant, since worries about the economy are all over the news. Living simply is also earth-friendly, and hence, the cool thing to do. For some of us, frugality is a necessity, and here are eight tips for squeezing down the money you spend:~First, consider monthly expenses.~The absolutely f... More..
Personal Finance > Smart Spending Tips for reducing your daily expenses: 10 of 53
* FIVE WAYS TO REDUCE DAILY EXPENSES. *Choose to celebrate zero spending days! Today's economy makes avoiding mindless consumerism an important strategy. When you need to shrink your budget, look at everyday habits that cost more than they ought to. By weighing the financial impact of your daily activities, you can make a den... More..
Personal Finance > Budgets & Saving Tips for budgeting when income doesn't meet expenses: 3 of 14
Stretching a low income involves making hard choices. If you can't pay the bills, you must cut expenses. Successful strategies include deciding what you really need, downsizing extras, and finding alternatives to spending. Use these strategies to ride out your financial difficulties until times get better. Decide what you rea... More..
Law & Legal Information > Lawyers & Legal Advice Legal information: Divorce mediation: 2 of 9
WHAT IS DIVORCE MEDIATION?Divorce can mean anger and headache, conflict and expense. When a case goes to trial, both parties are represented by attorneys who are each out to win. The adversarial nature of a courtroom divorce results in finger-pointing and blame, adding to long-term hard feelings and making co-parenting more d... More..
Personal Finance > Budgets & Saving Top 10 tips for financially struggling students: 6 of 21
While college can be a wonderful experience, it can also bring financial challenges. It's vital to get a handle on money issues before they impact your academic success. If you are a struggling college student, use these ten smart money tips to reduce your financial stress: 1). Don't get caught up in the credit card trap.... More..
Personal Finance > Smart Spending How to save money on groceries without coupons: 23 of 52
Feel clobbered by rising food costs? Need tips for saving money at the grocery store, without going to the trouble of clipping coupons? Here are three strategies to ease the impact at the checkout:* SHOP AT THE RIGHT STORE *Do you ever pick up a few food items at the corner gas station or drugstore, or at a discount store tha... More..