I'm a freelance writer and entrepreneur.

I have been married for 25 years. My wife is a social worker with the disabled. We have four children. Three are young adults. Our fourth child is newly adopted from China.

I enjoy writing, public speaking, financial online trading, travel, and sailing.

I write a blog at www.jlburke57.wordpress.com

My passion is ...

sailing.

I know too much about ...

perserverance in difficulty.

My parents always told me ...

don't spend more than you make.

My childhood ambition ...

to be a transient.

My favorite memory ...

vacationing with my family.

Why I write ...

to creatively communicate with others.

What I am reading/watching/listening to ...

reading the bible and financial books, watching the news, listening to smooth jazz

My first job ...

paperboy

My best moment ...

accepting Christ at age 7

My inspiration ...

my faith in God

Personal Finance > Managing Debt How to manage your debt

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When everything goes wrong, how do you survive from day to day when you are working on getting your income back up to even be able to form a new budget? You can't make a new plan or make promises to creditors until you get your job situation and income back on track. To be in a place mentally and emotionally where you can secure a good job and make a new budget, you must be able to survive the day, month, or year that it will take to rebuild your cash flow.

You are not alone in your struggle. The entire nation is in a state of upheaval right now. Everywhere you turn there are negati...

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