Articles written by David Guzman

What is Helium

About me - David Guzman

My ancestors were immigrants who entered this country legally, but penniless. They seized the opportunities here, contributing as soldiers, teachers, engineers and businesspeople. They are my inspiration.

I have held many jobs, mostly in the insurance industry,

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Politics, News & Issues > Death Penalty Assessing the death penalty: 3 of 139

The death penalty is an ineffective, expensive, inefficient, discriminatory, and morally corrupt penalty that places the United States and the company of such distinguished nations as China, Iran, and North Korea. It distinguishes the United States from virtually the entire Western world, with the sole exception of Belarus... More..
Business > Staffing Issues Should US employers hire the millions of unemployed people with severe disabilities instead of illegal immigrants?: 3 of 19

This question appears to have a commonsense answer: It is illegal to hire illegal immigrants, and therefore should not be done. Hiring illegals violates public policy and takes jobs away from legal residents. It also leads to exploitation of people who will work long hours in dangerous conditions for low pay because they ar... More..
Politics, News & Issues > Politics in Europe Should modern day Germans be responsible for making reparation for Nazi terror?: 2 of 6

Yes, modern Germany is responsible for the crimes of its past. There aretwo compelling reasons for holding it responsible: as a matter ofjustice, and as a matter of atonement. Both are important and both needto be imposed in a measured, reasonable manner. In addition, thereparations should have a definite limit in time or the... More..
Politics, News & Issues > US Law & Justice (Other) Do insurance companies need more government regulation?: 1 of 3

Insurance companies do not need more regulation, they need betterregulation.Insurance regulation today is a crazy quilt of state insurancedepartments, industry ratemaking organizations, assigned risk pools,and quasi-governmental regulatory bodies. State insurance laws varysignificantly, sometimes even contradicting each other... More..
Politics, News & Issues > Politics in the Middle & Near East Will the current peace process in the Middle East yield lasting results?: 18 of 50
Ever since its near-miraculous founding in 1948, there has been astate of war between Israel and most of the neighboring Arab states.They have fought four wars: in 1948, 1956, 1967, and 1973. Israel hasprevailed each time, but that has never brought peace.Israel won the first three wars decisively; however, the Arabs didmuch ... More..
Politics, News & Issues > War in Iraq Confict in Iraq: Surrender is not an option, nor is defeat: 3 of 7

The terms "surrender" does not apply to the US in Iraq, because, asnoted elsewhere, there is no authority to whom we could surrender. Nordoes the term "defeat" apply because we have not lost a battle. Theapplicable term should be "ignominious withdrawal," and I sadly believethat is what will happen. It is not only thinkable, ... More..
Education > Youth Mentoring Should mentor programs consider race when connecting mentors with children?: 1 of 2

Mentor programs should not consider race when connecting mentors withchildren because both mentors and children should learn to becomfortable with people of other races and backgrounds.Our society is gradually learning how not to stereotype people byexternal characteristics. The social upheavals of the 1960s havechanged our s... More..
Personal Finance > Health Insurance Should you buy catastrophic health insurance?: 4 of 7

Buy Catastrophic Health Insurance?The short answer is yes, if you do not have any equivalent coverage.The slightly longer answer is that you should definitely buy thiscoverage because, if you ever need it, you will need it badly, andnothing else will do. Insurance is a product that you buy in hope ofnever having to use it. If... More..
Politics, News & Issues > Presidential Elections 2008 Is Sarah Palin qualified to be vice president of the United States?: 17 of 29

Is Sarah Palin qualified to be vice president of the United States?No, Sarah Palin is not qualified to be vice president of the UnitedStates, unless you consider that ignorant, politically inexperienced,insensitive, flirtatious, arrogant political yes-people to bepresidential material. There is precedent, but most of them are... More..
Parenting & Pregnancy > Child Behavior & Discipline (Other) Can extracurricular activities help your child resist peer pressure?: 3 of 5

Extracurricular activities did not help my children resist peerpressure, and I am very glad that they didn't. The activities theychose played a major role in their choices of friends and helped toensure that positive peer pressure applied throughout their highschool careers.Peer pressure is an integral, inevitable part of gro... More..