Articles written by Erica T. Barton - Page 3

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About me - Erica T. Barton

I have been in bookkeeping for more then a decade and have run my own Business Consulting Firm (Pro BizAssist) for the past five years. I have consulted in research projects for some of the country's largest companies including Starbucks, the Academy Awards,

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Personal Finance > Managing Debt Stopping debt-collection harassment: 10 of 13
Did you know that Collection Agencies have very few rights when collecting your debt? Although every state has different laws and rights regarding Consumer Debt, there are some basics you should be aware of. Creditors don't want you to know these rights, because Consumer Knowledge lessens their power. THE FIVE MOST EMPOWERIN... More..
Personal Finance > Managing Credit Understanding credit scores: 10 of 12
You can change your credit score every 30 days by simply knowing the Credit Formula. The factors that make up the formula are completely controllable, and since credit companies report to the credit agencies every 30 days, you can make changes up or down every month depending on your credit needs. The Credit Formula is: A+B+... More..
Personal Finance > Managing Credit How to improve your FICO credit score: 10 of 12
Thirty days is all it takes to raise your credit score. You don't have to wait seven years, you just have to know the tricks that calculate your score and how to use those tricks to your advantage. By implementing the following techniques today, you can have a killer score by the end of next month. STEP 1: CLEAN YOUR CREDIT ... More..
Personal Finance > Managing Debt Debt settlement tips and tricks: 10 of 11
WHEEL AND DEAL YOUR WAY OUT OF DEBT If you are at that point where collection agencies are calling and harassing you, then consider yourself lucky. You are in a unique position where you can wheel and deal with a collector and get yourself right out of that debt within a few months. Follow the ten steps below to see how: DEA... More..
Parenting & Pregnancy > Parenting Tips Tips for parents raising children with special needs: 19 of 20
For many parents, the diagnoses that your child might be a "special needs" child can often feel like a death knell. In many instances, such words will lead to denial, depression, and often divorce. Why? Because it's scary. Having a child who is "different" is a life-altering event. Give yourself a moment to let it sink in...... More..
Travel > Travel Planning & Advice Tips for finding cheap flights: 11 of 11
Travelling on the cheap is easier then ever nowadays. Whereas the travel industry used to rely solely on travel agencies, the internet has now made it possible for everyday people to find great deals without paying exorbitant commissions. By simply using the internet to book your trip, you can save hundreds and even thousand... More..
Personal Finance > Financial Planning Paying for your child's college education: 2 of 2
Free money (and not loans) is the best way to finance a college education. Check out some of these great ways to finance your child's college that you can take part in immediately. 1) UPROMISE.COM: This program is free to join and is an actual bank account that can be used for any college-related expenses, including paying o... More..