Articles written by Frances Laing in Personal Finance

What is Helium

About me - Frances Laing

I'm a freelance writer, journalist and blogger. My focus is people and the environment.

I write challenging, investigative features and articles as well as the ones about people enjoying themselves with travel, tourism, nature and their gardens. I try to

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Personal Finance > Budgets & Saving How are people in your part of the world coping with the rising food prices?: 4 of 29
The U.K. has extremes of wealth, food and fuel poverty. It's difficult to chart the extent of these trends. So often they don't hit the headlines. People in the front line are caught up with day-to-day realities and don't tend to shout about it.However we know that the global recession is making it's presence felt here. The r... More..
Personal Finance > Insurance Basics When insurance is prudent: 9 of 21
In these cash-strapped times - insurance is prudent when it pays. Here are a few simple day-to-day household examples:If you're thinking of buying insurance start with the cost of the monthly premium and first calculate whether you can afford that. Take dental insurance for example. We have a cashback dental insurance policy ... More..
Personal Finance > Spending & Saving (Other) How to get better customer service by being a better customer: 6 of 12
Like many other women, I make most of the spending decisions in our household. I buy a great deal of goods online or on the telephone. I try to be a better customer by being a more assertive customer. This usually works.In the past ten years I've noticed a deterioration in levels of customer service across the board. I do bel... More..
Personal Finance > Credit Cards How to safely use credit cards on Internet: 2 of 2
If you're thinking of buying anything on the Internet - you're going to need a credit card. Whilst some companies and countries accept debit cards - the majority don't. To stay safe, (and to keep your money safe) you will therefore need to know how to use a credit card properly. Update your security system regularly Before ... More..