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About me - Kevin Bradley

I am based in the UK and have previously worked within the banking and finance sector. To date, my writing experience has involved copywriting for websites, both personal and as a freelancer.

In addition, I have written a handful of instructional and motivational

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Personal Finance > Credit Cards The credit card trap
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In order to build up your credit score you need to prove to potential lenders that you are a responsible borrower. The easiest way to do this is to take out a credit card and make some purchases on the card and then repay the amount borrowed in full before any interest becomes payable. That is the theory; however, most people... More..

Personal Finance > Managing Debt The difference between bad debt and good debt
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With the cost of modern living it is inevitable that people will incur debt at some point in their life. The problem for many is they assume all debt is bad debt and this can act as a barrier to them increasing their personal wealth. It may sound crazy, but if debt is used correctly it can be beneficial to increasing wealth. ... More..

Personal Finance > Credit Cards How to use credit cards wisely
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There are not many good things to be said about credit cards, but if used wisely, a credit card can be a good way to build up a solid credit history to enable you to get a good deal on a mortgage or loan from a bank. The problem is that too many people fall into the credit card trap and end up with high levels of debt that th... More..

Personal Finance > Managing Credit How to protect your identity
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Identity theft is a rampant problem that affects thousands of people every day. The problem will continue to grow if people do not act to protect their personal information and safeguard it from thieves.Following these practical steps will help minimize the risk of identity theft and reduce your potential liability.1. Keep al... More..

Personal Finance > Managing Debt How to get out of debt
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The simple answer to getting out of debt is to spend less money than you earn. This may sound too straightforward but it is a fact. In order to achieve this simple aim it will take strong discipline and good planning.If you spend more than you make on a regular basis, there is a very real possibility that you will never be ab... More..

Personal Finance > Credit Cards How to eliminate credit card debt
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Credit card debt is very easy to accumulate but hard to eliminate without some plan of action in place. Most people will continue to struggle each month and only pay off the minimum payment requirement rather than set out a plan of action to eliminate their debt.The plan below outlines a step by step process to eliminating cr... More..

Business > Sales Easy ways to turn your passion into sales
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It is possible to earn a residual income from anything you are passionate about with a little bit of work and a lot of marketing. The initial cost can be minimal while the rewards significant enough to earn the equivalent of a full-time income.With the amount of opportunities available online to make money, it is knowing wher... More..

Personal Finance > Credit Cards Knowing which credit card you should pay off first
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The simplest answer to knowing which credit card to pay off first is to concentrate on repaying the card with the highest annual percentage rate (APR) of interest. However, just knowing which card to pay off first isn't always as straightforward as it first appears. This is due to the way debt repayments are made on existing ... More..

Business > Online Advertising & Sales Social networking marketing techniques
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Social networks allow people to create a profile, meet new people, connect with old friends, post their thoughts and share their interests. The majority of networks insist on collecting some basic details with much of the information being entered voluntarily. The more information entered, the greater the opportunities to mee... More..

Autos > Car Reviews Car reviews: Infinity M45
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The Infinity M45 is a step up from the M35 with a more powerful 4.5-liter 32-valve V8 engine compared to the 3.5-liter 24-valve V6 engine in the M35 range. It has the same aluminum-alloy block, heads and low-friction molybdenum-coated pistons used in the M35 but has titanium intake and exhaust valves with a variable-flow indu... More..

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