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About me - Paul E. Zimmerman

I'm here for the money, and really, I hope that you are, too.

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Politics, News & Issues > Death Penalty Is the death penalty an effective crime deterrent?Smallicon
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I do not believe that the death penalty is an effective crime deterrent, but that is not a reason to oppose it or seek its abolition. We should keep the death penalty for the statement it makes about our society: we will absolutely not tolerate murder, nor keep murderers amongst us.Many people these days subscribe to the fall... More..

Relationships & Family > Gay & Lesbian Issues Deliberations on the cause of homosexuality
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I suspect that human homosexuality is an inherent trait of some individuals that was an evolutionary response to the environment our hunter/gatherer ancestors lived in. During my studies to earn a Bachelor's degree in anthropology, the subject that most captured my interest was evolutionary psychology, which seeks to explain ... More..

Politics, News & Issues > US Immigration Would using microlending effectively reduce illegal immigration
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Now that the United States is host to an estimated 12 million people who are here illegally, attention and action is finally being directed toward the problem. From the perspective of the United States, our national sovereignty is in question when people openly flaunt our borders and when citizens and politicians disregard or... More..

Computers & Technology > Internet Trends Online anonymity: Why it may or may not be desired
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Online anonymity is something that people have widely come to assume is a necessary component of freedom online. It is frequently argued that without the ability to speak one's mind online anonymously, or to browse the internet secretly, that freedom would be curtailed. Myself and a growing number of other people think this i... More..

Sciences > Atmosphere & Weather Ways you can reduce global warming
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Inspired by Al Gore's promotion of carbon offsets to combat global warming while still having one's cake, I submit for your enjoyment my open letter to Mr. Gore, offering to do my part to reduce carbon emissions in keeping with his lead... for a lot of cash. Read on:An Open Letter to Al Gore: I Will Be Your Ultimate Carbon Of... More..

Personal Finance > Managing Debt How to pay off your debts without coming up short
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The simplest way to pay off your debts without coming up short is to "wall them off." What do I mean? Simple: you need to build into your budget a set amount for repaying your debts, then stick to it, even as your income goes up and as your debts decrease.Basically, the process goes like this. First, find the total minimum su... More..

Personal Finance > Personal Loans When is an auto loan a good debt?
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In November 2007 another 189,000 jobs were added to our economy. It is pertinent to write a bit about one tool that many newly employed people may be needing to stay employed: an automobile.A car, a truck, a SUV, it doesn't really matter. The point of this piece is that, for the most part, workers in the U.S. must commute to ... More..

Arts & Humanities > Languages (Other) Simple ways to improve your vocabulary
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The simple way to improve one's vocabulary is to expose one's self to more and more words. This can be accomplished by reading in a diverse number of subjects, all the while keeping a dictionary and thesaurus handy so you can look up definitions of new words and their synonyms.However, one should be mindful of purpose when at... More..

Politics, News & Issues > US Economy Arguments for abolishing minimum wages
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My argument against the setting of minimum wages by governments is simple: minimum wages destroy opportunity for both individuals and businesses by pricing some labor out of the market. I speak from experience as the owner of two nutritional supplement companies in Washington state. In this state, since 1998, the minimum wage... More..

Personal Finance > Stock Market Investing for dividends: Buying stocks in threes
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Since making my first forays into all things financial years ago, I very quickly grasped the concept of "passive income," income earned not from selling one's own labor, but income generated from invested capital; in short, gaining current income without present work, but from past work. For someone who values his or her time... More..

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