Articles written by Paul E. Zimmerman

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I'm here for the money, and really, I hope that you are, too.

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Personal Finance > Managing Debt Creating a debt elimination plan: 3 of 22

When I was in the U.S. Army Infantry, I frequently received instructions as to what I was to do in the field in the form of mission briefings. The major element of these briefs was known as the "order of battle." In our military, this is information on the composition, location, strength, training, tactics, etc. of the enemy...
Entertainment > Movie Reviews Movie reviews: 300: 15 of 59

I went to see 300, a retelling of the battle of Thermopylae, with a friend yesterday after months of waiting patiently since first learning of the film's existence. Since the film debuted, I've heard many complaints about the film: that it is historically inaccurate, racist, etc. One Iranian government official even called t...
Arts & Humanities > Schools of Thought Understanding non-conformism: 3 of 10

Non-conformism, as many people seem to understand and practice it these days, manifests as a twisted conformity to the thing(s) supposedly rebelled against. To explain exactly what I mean by this, I offer as an example my brief experience as a DJ at a college radio station. The student managers of the station had it in mind ...
Computers & Technology > Internet (Other) Internet-based affiliate businesses: 1 of 3

What is entrepreneurship? Obviously, there's the dictionary definition of entrepreneurship, of course: "entrepreneur 1. a person who organizes and manages any enterprise, esp. a business, usually with considerable initiative and risk. 2. an employer of productive labor; contractor. verb (used with object) 3. to deal with or ...
Home & Garden > Weeds & Pests The most common pest control mistakes: 2 of 4

As a licensed pest control operator, and having witnessed many pest control issues personally, I can state with certainty that the most common pest control mistakes involve addressing only symptoms and not causes. Put another way, what individuals tend to do wrong when it comes to controlling pests is that they emphasize the...
Personal Finance > Managing Credit Personal loans: A way to repair damaged credit: 2 of 4

I've known more than a few people in my lifetime who have trashed their credit (and if you've ever served in the military, you no doubt know tons of these folks, too). Damaged credit makes many aspects of life much more difficult than they would be otherwise. It is therefore a good idea to get to work repairing your credit a...
Personal Finance > Stock Market Investing for dividends: Buying stocks in threes: 1 of 2

Since making my first forays into all things financial years ago, I very quickly grasped the concept of "passive income," income earned not from selling one's own labor, but income generated from invested capital; in short, gaining current income without present work, but from past work. For someone who values his or her tim...
Computers & Technology > Internet Issues Online anonymity: Why it may or may not be desired: 1 of 2

Online anonymity is something that people have widely come to assume is a necessary component of freedom online. It is frequently argued that without the ability to speak one's mind online anonymously, or to browse the internet secretly, that freedom would be curtailed. Myself and a growing number of other people think this ...
Politics, News & Issues > US Immigration Would using microlending effectively reduce illegal immigration: 1 of 2

Now that the United States is host to an estimated 12 million people who are here illegally, attention and action is finally being directed toward the problem. From the perspective of the United States, our national sovereignty is in question when people openly flaunt our borders and when citizens and politicians disregard o...
Personal Finance > Personal Loans When is an auto loan a good debt?: 3 of 5

In November 2007 another 189,000 jobs were added to our economy. It is pertinent to write a bit about one tool that many newly employed people may be needing to stay employed: an automobile. A car, a truck, a SUV, it doesn't really matter. The point of this piece is that, for the most part, workers in the U.S. must commute t...