Rissa was born with the soul of a writer and would often tell tall tales as a child.

Her published articles can be found on the internet at Associated Content, Naturaldepressionfight.com and Ehow.

Rissa has held a variety of jobs from accounting to working in a junk yard. She also has a property and casualty insurance license.

Rissa is available for specific freelance writing requests and can be reached at Rissa@RissaWatkins.com

My passion is ...

Writing

My parents always told me ...

You can be anything you want to be. Nothing can stop you.

My childhood ambition ...

to be a writer, oh and to marry Luke Duke and run off in the General Lee

My favorite memory ...

going to the Phoenix court house and seeing a mock trial when I was in grade school. Afterwards we got to talk to one of the district attorneys and somehow the death penalty came up. Even at a very young age I was against it and asked how could it be right to murder someone even if it is the court doing it? The poor guy was pretty frustrated since I had been "debating" with him for a while so he responded , "we call it justice." and stomped off. Nothing like being heckled by a 10 year old.

My first job ...

was working in my parents restaurant when I was 12. Children make cheap labor.

Personal Finance > Auto Insurance Understanding Gap insurance and your auto loan

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My mother in law went to get into her car after a long day at work but her car wasn't there. Someone had stolen it. After the calls to the police and the insurance company she started to worry. "Do I have enough insurance to pay off the car?" I told her if she bought Gap insurance she is covered no matter what she owes. Her next question was one I hear quite often as a licensed insurance professional. "What is Gap insurance?"

Gap insurance covers the gap between what you owe for the car and what the car is worth up to a certain percent, usually 150%. A lot of people think if they have c...

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