: About Me

In a country where debt is as commonplace as bottled water, it is no wonder that people got themselves into the trap of purchasing a house they couldn't afford. Many people fall into this trap. Most do not get bailed out. There are many ways for one to pile on the debt. For me it began with college loans, continued with irresponsible credit card use. When I finally figured that to stay away from furthering the problem of unsecured debt, I still failed to make some sound financial decisions and formulate a budget I could stick to. That is a very basic explanation of how a person like myself...