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Personal Finance > Retirement How to maximize your retirement income

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How to Maximize Your Retirement Income I write this as one who is currently retired. My specific circumstances are: Social Security and defined benefit pension totaling $2,700 per month, essential expenses of $3,800 per month, and withdrawals from an IRA to make up the difference. While being retired suggests the opportuniti... More..

Personal Finance > Managing Credit & Debt (Other) Is credit leading to the downfall of society

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Borrowing I recently applied to refinance my three year old mortgage with a mortgage broker. He was concerned by the ratio of credit card payments to gross income. Most of this was an American Express card which we use for sky-miles and always pay on time. A bigger problem, from my point of view, was our home equity loan whi... More..

Health & Fitness > Health Care Guidelines for choosing a health insurance package

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There are two distinct types of health insurance policies: comprehensive and supplementary. Comprehensive is the kind offered by large employers. Claims are paid directly to the provider (doctor, hospital, ambulance, etc.). It is possible to purchase such coverage on an individual policy basis in which case it is called majo... More..

Sciences > Mathematics Fermat's last theorem

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Fermat's Last Theorem (This article draws on the excellent paperback, Fermat's Enigma" by Simon Singh.) I begin with a riddle: Three Navajo women sit side by side on the ground. The first woman, who is sitting on a buffalo skin, has a son who weighs 70 pounds. The second woman, who is sitting on a deer skin, has a son who we... More..

Society & Lifestyle > South & Central American Culture All about Latin America

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The Elitism of Latin America I was visiting my wife's brother-in-law in Quito Ecuador a few years ago. He provided an English speaking guide who showed us various museums, churches, and historical sites. One museum had a model of an 18th century church. As we finished our visit, the guide asked me if I had seen the church. "... More..

Sciences > Mathematics Exploring the philosophical aspects of math

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Mathematics: The Highest Truth Mathematics is the highest truth because all its theorems and conclusions are absolutely true without qualification, true regardless of altitude or air temperature. The boiling point of water, as a counter-example, depends on air pressure, which depends on altitude. Physics is possibly in secon... More..

Computers & Technology > Business & Office Software Software reviews: TurboTax Deluxe + State

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I've used Turbo Tax Deluxe for about ten years. I'm retired and drawing down my IRA so I need to stay within the 15% tax bracket. Therefore, I need the software before year-end. Turbo Tax offers an automatic renewal, which is very helpful. The What-If Worksheet is outstanding. It allows three different scenarios. This enable... More..

Personal Finance > Retirement Planning ahead for your retirement

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If you don't have a defined benefit pension plan, your retirement will be based on you Social Security Income and your personal savings plus your 401k accumulation. A plan requires that you have a budget for how much you're going to need each month in retirement, how much your nest egg will grow. An important reality is that... More..

Politics, News & Issues > Conservation Simple ways to conserve energy and save money in your home

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We were paying $15 per month for a corporate garbage collector to come once each week. We now drive 8 miles each way (Sometimes combining it with another trip such as the post office or en route to another location.)to our county recycling center where the charge is $1. We have gone seven times in 6 months. This has been suc... More..

Personal Finance > Life Insurance The world of life insurance

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The World of Life Insurance Insurance Quotes It is important to compare premium rates before buying. Comparisons can be made via the Internet or by asking a broker. Life Insurance You can buy a life insurance policy with confidence. First, most states require a 10 day free look period during which you can cancel the policy a... More..

Tim Giles

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Articles Written: 10

Recent articles

1. Is credit leading to the downfall of society
2. Simple ways to conserve energy and save money in your home
3. The world of life insurance
4. Fermat's last theorem
5. Planning ahead for your retirement
6. Guidelines for choosing a health insurance package
7. How to maximize your retirement income
8. Software reviews: TurboTax Deluxe + State
9. All about Latin America
10. Exploring the philosophical aspects of math

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