Articles written by David Kramer - Page 5

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About me - David Kramer

A mechanical engineer and inventor with over 20 years experience in information technologies, and having worked for small to large companies, Fortune 100 to start-ups, and top educational institutions, David has both horizontal and vertical experience in many

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Business > Leadership Strategies The importance of integrity to leadership: 13 of 16
Integrity is a key element in leadership. Lack of integrity in the slightest degree will not go without notice and can take years to restore when lost. It is the one trait people can rely upon to better ascertain the character of a leader.Character is what a person does in secret when no one is watching. Integrity is a manife... More..
Business > Office Gifts you can share in the office during the holidays: 13 of 15
The holiday seasons are here and that desire to give is burning in all. The question becomes what is appropriate to give as a gift in the office place, especially given how diverse the office space has become, not to mention politically correct aspects. The following practical tips will help keep you out of human resources wh... More..
Personal Finance > Retirement Does it really pay to save for retirement?: 27 of 31
It pays to save for retirement, provided you live to see it. Saving for retirement early increases your chances of seeing it while also maximizing your enjoyment of it. There are always risks in life, saving for retirement is one of them. You could conceivably save all your life and forego the present on the hope of being ext... More..
Politics, News & Issues > Energy Issues Threats to the world's oil supply: From the Middle East to South America: 7 of 8
The biggest threat to the worlds oil supply is not running out, but diminishing demand. This is counter intuitive to what most people are projecting, but new technologies, efficiencies, and political changes can cause this to happen.For decades the media and experts have been predicting the world's oil supply to run out. Yet ... More..
Personal Finance > Smart Spending How to fight high energy bills in the summer: 90 of 102
It happened without any warning, my income was reduced just after buying that third property and spending all my cash reserves to do so. No renters on the horizon and now another mortgage payment something had to give, in fact, several things had to give. One of the first things I looked at was how to reduce my energy costs.F... More..
Personal Finance > Retirement When does it make sense to participate in a 401(k) plan?: 12 of 13
When does it make sense to participate in a 401(k) plan? Now! Time is of the essence. Most people think of retirement planning as a means of buying that mansion on the hill and living the good life. Hopefully that is the case, but consider that your retirement may be the difference between living in a nursing home verses havi... More..
Entertainment > Celebrity Lifestyles & Trends Understanding why celebrities divorce so often: 12 of 13
Celebrities divorce so often because of the very same reasons everyone else divorces. The frequency may be higher due to the intensity of their career, but everyone divorces for the same reason. The reason is hardness of heart.When you ask someone, What did you divorce?" more often than not you will hear about things the othe... More..
Relationships & Family > Marriage & Divorce (Other) Why do relationships fail: 48 of 51
Relationships fail for one reason only, hardness of heart. A relationship starts when two decide there are sufficient quantitative and qualitative elements in common. These elements seldom disappear, but over time one or both of the partners begin focusing on the uncommon aspects of the relationship.If you stop and ask a pers... More..
Personal Finance > Smart Spending Is it better to do your holiday shopping in stores or online?: 26 of 27
The Internet has changed the shopping forever. There is no question that shopping online is superior to shopping in the store. Buying, however, is not as clear.Shopping does not always result in buying. It only makes sense then to shop online. Most retail stores now have online presences where comparison-shopping can be done.... More..
Politics, News & Issues > Economic News Does the news media set us up for gasoline price increases?: 7 of 7
The news media sets us up for gasoline price increases, but not in the way one might think. Considering that the news media is looked upon as a source of information we can use and benefit from in daily life, something one can use in decision making as a result of being informed. The media does not, however, set the public up... More..