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About me - David Kramer

A mechanical engineer and inventor with over 20 years experience in information technologies, and having worked for small to large companies, Fortune 100 to start-ups, and top educational institutions, David has both horizontal and vertical experience in

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Business > Entrepreneurial Spirit What's the best education for an entrepreneur?
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The best education for an entrepreneur is experience. Academic education is a valuable tool, and certainly degrees in engineering are great for teaching problem solving skills and stimulating innovations, but nothing replaces lessons that can be learned through trial and error. The classroom for trial and error is life itsel... More..

Relationships & Family > Cheating Spouses & Affairs How to catch your spouse cheating
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Catching your cheating spouse, or at least a spouse prone to cheat, is now easier than ever. If your spouse is currently cheating, this technique may not reveal who that person is, but it can demonstrate the level of character and integrity your spouse has. It is a method, however, that has some serious ethical questions you... More..

Politics, News & Issues > US Military (Other) Should soldiers be allowed to opt out of wars they disagree with?Smallicon
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There is some debate over the question of whether a soldier should be allowed to opt out of a war they do not agree with. The answer is simple, sure and while we are at it, let us just raise the white flag too. In the United States we have not had a mandatory draft for some time. Everyone who has entered into military servic... More..

Religion & Spirituality > Thoughts on God Reasons to believe in God
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The amazing thing about those who claim they do not believe in God is their propensity to speak more about God than those who claim to believe. The reality is, we all believe in God. It is the concept of whom God is that we disagree on. If you talk to a Christian, God is Jesus Christ. If you talk to a Hebrew, it is Yahweh, a... More..

Computers & Technology > Phone Technologies & Issues Should hands-free devices be mandatory for drivers?Smallicon
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Mobile devices have provided society with new tools and services to enhance our lives, while also bringing some age old problems to the surface. One of those problems, which existed before mobile devices, was driver distractions. Making hands-free devices mandatory are not the solution, but a treatment to the symptoms. Mobil... More..

Business > Small & Home Business Home Business: Pitfalls of business ads
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You are in need of money, and you have exhausted everything you can think of. Time is running out and you are desperate. You heard of people making money on the Internet and about home based businesses. So, you give it a try. You start out searching the web for home-based businesses. A seemingly infinite amount of hits show ... More..

Personal Finance > Mortgages & Home Loans Is it a good idea to take out a refinance home equity loan?
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Slowly it crept up, and now faced with debt the offers for more credit cards start coming in. There is equity in the home, and those offers to refinance to pay off other debts are sounding more and more appealing. Does it make sense to tap equity in a home to refinance other debts? The answer is, depends. There are some fact... More..

Personal Finance > Investing Basics How to check for companies' earnings reports
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Investing in a company? Planning an interview? Perhaps you simply want to know whether or not to simply do business with a particular company. Knowing how to obtain earnings information can help you. The Security Exchange Commission (SEC) is an excellent source of earnings and other information on a company that is traded on... More..

Personal Finance > Retirement The benefits of a 401(K)
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The benefit of a 401(K) is not necessarily retirement, but rather keeping your dignity in old age. Social security, Medicare, and the lack of national health care leave you at your own risk. Your 401(K) plan may be the only thing keeping you out of a nursing home in your old age. Supply and demand. The United State already h... More..

Sciences > Earth Science (Other) Is human space travel to the planet Mars too dangerous?Smallicon
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A mission to Mars is certainly dangerous, but not as dangerous as not going to Mars. More people will die at birth, in car accidents, and from obesity this year than have ever died in all the years combine of space exploration. A mission to Mars could save lives on earth. A Mars mission is certainly extremely dangerous and t... More..

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