Articles written by David Kramer - Page 2

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About me - David Kramer

A mechanical engineer and inventor with over 20 years experience in information technologies, and having worked for small to large companies, Fortune 100 to start-ups, and top educational institutions, David has both horizontal and vertical experience in

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Sciences > Sociology When science and technology does more harm than good: 4 of 14
Science and technology promises a better world. Visions of science fiction series like Star Trek depict a utopia on earth where everyone has come together in the common pursuit of science, technology and exploration of new worlds. In a corrupt world, however, science can do more damage than good. Not everyone is a scientist,... More..
Personal Finance > Managing Debt The difference between bad debt and good debt: 9 of 28
There are two different kinds of debt, good debt and bad debt. Simply saying credit card or consumer debt is bad and mortgage debt is good is a dangerous over simplification. Understanding money and debt principles can help one always make a sound determination between good and bad debt. First of all, money only has value in... More..
Computers & Technology > Computer Buying Tips How to get a laptop for free, without a scam: 2 of 6
So you want a laptop free of charge and no scams attached? Assuming you do not want to create a scam of your own to acquire it, then read on. They say nothing is free, and in the existential sense it there is always going to be some level of cost, even if that costs means the effort of holding out your hands to take receipt ... More..
Education > Financing College How to get college aid if you think you make too much money to qualify: 2 of 6
Want to go to college for free and avoid student loans completely? What if you have too high of an income to obtain a college loan? Here are two tips that might help. The first tip is to not pay for college at all, rather have someone else pay. While it is becoming more and more difficult to find employers that offer college... More..
Politics, News & Issues > Environment (Other) Can NASA technology spin off developments help clean up Earth's environment?: 1 of 3
The spin off developments from NASA cannot lead to technologies that help clean up the environment. The environment is already clean thus there is no need driving technologies that will make it cleaner. The space program innovations can result in technologies, like fuel cells that were used a half century ago that do not pro... More..
Personal Finance > Life Insurance Tips for first-time life insurance buyers: 7 of 20
The first question to ask yourself is do you need life insurance? Insurance is not, or should not, be an investment. Insurance is a protection from risk or risk of loss. If you are a single person with no one depending on you, then other than your funeral arrangements, no one is at risk. If you have dependants, or a family, ... More..
Religion & Spirituality > Religion & Spirituality (Other) Commentary: Religious beliefs vs. Christian practices: 5 of 14
There are some fundamental differences between religion and true Christianity. The word Christianity today, however, has become vague and associated with many religions. This has created some confusion as to what Christianity is about. The first Christians, including Jesus Christ, practiced Judaism. The people practicing Chr... More..
Religion & Spirituality > Speculations & Criticisms Why are there so many misunderstandings in religion: 6 of 16
Religion breeds misunderstandings. Religion stems from peoples core beliefs, which define how a person views the world around him or her and what place and purpose the person has in the world. Pulling this meaning, or world, out from under a person by having a different point of view can create disagreements that go as far a... More..
Computers & Technology > Phone Technologies & Issues Should cell phone use be banned while driving?: 43 of 112
While society focuses on the debate over whether or not to ban cell phone while driving, the focus remains on a symptom rather than the root cause. When society is ready to get serious about driving safety, the focus will be on banning bad drivers. Until then we are simply shifting responsibility from where it should be orig... More..
Religion & Spirituality > Spiritual Life Predicting the end of the world: 15 of 35
Predicting the end of the world, now there is a valuable use of time. If right, what does it matter, all is going to end. If wrong, what a stressful way to live, life might as well be over. Is not the point of life to live it to the fullest? We all know with 100% certainty we will all die, whether the world ends or not in ou... More..