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About me - Ben Morris

Computers & Technology > Internet Trends How to tell if a website is a good one
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What makes a website great? A great website incorporates key "must-have" elements and leaves behind elements considered obstacles and a waste of time.For instance, just spare the reader and do not include a flash intro on your site!Most of us just do not have time to sit through such an ordeal. We just want to find what we ca... More..

Personal Finance > Retirement How to prepare for retirement
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The sooner you start saving for retirement, the better. Every year of missed savings is equivalent to many...Many..years of lost compound interest.In fact, assuming you are 28 years old and begin to contribute $3000 to a Roth IRA each year until age 65, you would have accumulated a nice nest egg of $844,889. This example assu... More..

Personal Finance > Retirement When does it make sense to participate in a 401(k) plan?
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Saving for retirement can be a challenge, particularly if you're not one to think too far into the future. But, the future will be here sooner or later. The question is: "Will you be prepared"?Options For Retirement SavingsLet's take a look at 1 of 3 viable choices for saving for retirement. Each can be done alone or used in ... More..

Personal Finance > Real Estate Choosing a good real estate investment
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Every year more than $400 billion in Real Estate Sales is eligible to defer capital gains taxes through a 1031 Exchange. But nearly 50% fail to qualify due to lack of awareness. Investors and businesses could benefit greatly from a 1031 exchange if only they knew it existed and how it worked. What is a 1031 Tax Exchange? It i... More..

Personal Finance > Investing Basics Ordinary income vs. capital gains
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A capital gain is the amount of money you receive from selling an investment minus the cost basis. The cost basis refers to the original amount paid for the purchase of the investment plus related expenses for that purchase. For instance, buying and selling stocks is usually accompanied by broker commissions. Let's say you pu... More..

Business > Small & Home Business Top problems new franchises encounter
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Do Franchises Give First Time Businesses a Better Chance of Success Than Going it Alone?Yes, but only to a degree. Most of the let work has been done. The Franchisee merely has to follow a proven plan that has already experienced success.However, a Franchise does not guarantee success of any kind. Lack of experience and busin... More..

Personal Finance > Stock Market How to get started investing in shares
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Everywhere you look, someone claims to have a sure-fire stock picking system....Guaranteed. Of course, these systems will cost a pretty penny or two.To further compound the issue, book stores have shelves upon shelves full of Stock Market books. So how does one sift and sort through all the available info?The next question, o... More..

Business > Web Marketing The basic principles of search engine optimization (SEO)
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A popular acronym today- "SEO" - is a must for any webmaster seeking to get noticed today. So....what really makes a website worthy of ranking first, second, or even third in a search engine query?First, you need time. And lots of it. But beyond time, what is it that really matters? Some of you may respond by saying it depend... More..

Personal Finance > Taxes The tax advantages of owning your own home
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Is this a loophole? Or is it the real deal? It's anyone's guess. Only those that can interpret the Internal Revenue Code section 453- "Structured Sales" -can tell us the truth.IRC Section 453: Installment and Structured SalesWhat is it: A method utilized to defer capital gains tax on Real Estate Sales.AKA: Deferred Sales Trus... More..

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