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Personal Finance > Smart Spending How to fight high energy bills in the summer
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From thousands in tax credits to five second fixes, there are many things you can do to cut your high energy bills during the dog days of summer. You can choose week long projects with a high price tag that will pay for the upgrade costs over time, or you can go the lazy route and push a few buttons. Either way, you can save ... More..

Politics, News & Issues > International Politics (Other) The dominant power on Earth in 100 years from now
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When one thinks of the true great superpowers of the past, only a few really stand out as dominate rulers of their time period and geographic locale. I think of the great Mongol hoards that ruled eastern Asia and as far west as the steppes of Asia minor bringing everyone under their rule by bringing compliance by fear and tot... More..

Personal Finance > Credit Cards Credit card rebate programs: are they worth it
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Attention! I'm giving away free money! How about a free trip on me to Hawaii? No? How about a way to save the environment? Welcome to the world of high profile credit cards. Cleverly nicknamed as "rewards cards" by those marketing professionals we love so much. Companies will offer nearly any imaginable collection of perks to... More..

Relationships & Family > Love & Lust How to seduce a man
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The age old question of seduction has been around for thousands of years. Its as relevant today as when Cleopatra was strutting her stuff a few centuries ago old school style. Without question, I'm quite sure a thousand years from now women will be having the same debate and fearing it is a complicated answer. Being a man of ... More..

Business > Entrepreneurship (Other) The truth about passive income
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What if I promised you money just for breathing? I'm definitely breaching the Top 10 of your friend's list in the next two minutes right? Thought so! Technically, passive income, for all its recent publicity and buzzword status, is capable of doing just that. Passive income is income that pays you for doing nothing once you c... More..

Personal Finance > Credit Cards The truth about rewards credit cards
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Would you like a free gift with your purchase? Reward cards are a great way to get tons of free gifts by doing what Americans do naturally - buy more stuff! No, this isn't a scam because many credit card users have been doing it successfully for years. In fact, its one of the best methods to get some payback on those pesky cr... More..

Personal Finance > Investing Basics Stocks, bonds and mutual funds: How to balance your portfolio
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Balancing your portfolio is analogous to any high wire circus act, yet if you make a wrong move, it doesn't afford you the luxury of a quick fall to your death. Instead, it drags on as a reminder of your poor investment decisions. Portfolio management is based on several variables that involves synergy, patience, planning, an... More..

Personal Finance > Managing Credit When having no credit history makes life harder
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Do you have $25,000 of liquid cash in your bank account right now? No? It looks like you will be taking the subway unless you have a method of obtaining the necessary credit rating to purchase that new car that was calling to you from the showroom floor. Sadly, very few people have this capability and this is how the system o... More..

Personal Finance > Financial Planning How to manage your money better
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Got Money? That's a question too many of us are asking ourselves and the recurring answer is not the answer that you want to hear. In fact, saving rates by individuals/families are at an all time low among Americans. If you want to blame the advertisers, your parents, your slacker roommate for using too much hot water... toug... More..

Personal Finance > Investing Basics Speculating vs investing: What's the difference?
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Do you recall the story of the Tortoise and the Hare? This is a flawless analogy of speculators and investors detailing their differing methods of winning the proverbial race to the finish line. These two competitors are the Yin and Yang, the night and day, or the men versus women of the financial world. They have entirely di... More..

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