Articles written by KArBill

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About me - KArBill

I began article writing because it seem like a good way to build a supplemental income. Being unemployed for over a year you tend to look in areas you otherwise would not consider. I have written some articles and I'm enjoying this new occupation and want

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Politics, News & Issues > US Economy Assessing the issue of homelessness in the USA: 1 of 23

Last year the poverty rate in America reached 13.5%. According to the Census Bureau, that rate is expected to climb through this year and the next. From that poverty rate is the homeless rate which certainly is growing in proportion. The rate of uninsured is also still rising in this jobless recovery. The RI jobless rate is ...
Education > Education (Other) Should sexual identity be taught as a course in schools?: 1 of 11

Since the title does not identify what level of school, I will assume it to be directed at grammar school since these issues are already raised and taught at the upper levels. Schools should NOT be teaching this "sexual identity". First, there are much more important topics a child needs to learn and should not be subject to...
Religion & Spirituality > Religion & Spirituality (Other) Contemporary religious battles: Faith vs. tolerance: 4 of 27

Understanding of tolerance and faith is diverse as the cultures we are part of. Along with personal choices of faith and tolerance, cultures have their restrictions and limitations. Yet there is no faith versus tolerance unless you believe the two are at eternal odds. Whatever faith you have, some form of tolerance is genera...
Sciences > Ecology & Environment Major causes of water pollution: 1 of 6

According to the EPA, Americans average use of fresh water is 151.9 gallons per day while average European use is 66 gallons per day. We use most of that water on our cars and lawns and other outdoor activities. We are by far the biggest water wasters on the planet. While we insist on the water conveniences, behind the scene...
Religion & Spirituality > Speculations & Criticisms What do you believe?: 12 of 51

One morning during breakfast here at the inn, we had a 6-way discussion about God, the big bang, and science. You know that it was tense. The topic drifted to doing good things. This topic actually is about service which, when explained, is a confusing topic for those who do not believe. They believe that simply by doing goo...
Religion & Spirituality > Religious Concepts (Other) What is the root of all evil: 6 of 22

Our society is rooted in independence, self-sufficiency, self-accomplishment, and being a "winner". They all require an attitude of pride and the greater the self-accomplishment, sufficiency, and winning you are, the greater that pride fullness is developed, the more victories and accomplishments it will need to feed on to s...
Politics, News & Issues > US Politics (Other) The politics of outrage: 5 of 16

Where is the outrage expressed at Bill Clinton's impropriety when a Baptist pastor can say he will pray the Obama to be killed and go to hell? What sin is greater? Are they choosing their outrage for political reasons? Can any right-wing preacher or groups spout such venom and go unrebuked? Where is that righteous anger expr...
Religion & Spirituality > Religion & Spirituality (Other) The fear of the Lord is the beginning of wisdom: 9 of 27

Fear is a natural and useful sense necessary for survival. It warns us of dangerous situations, of something imminent. We fear many things; we fear some things. There are those who claim to fear nothing. Much of people's fears are of the self. Fear of financial loss, fear of harm, fear of losing a loved one, fear of death. F...
Personal Finance > Personal Finance (Other) How do credit card companies justify their exorbitant interest rates in times of near zero base rates?: 1 of 3

"WOMAN BOYCOTTS BANK OF AMERICA, WINS". What a headline and a wake-up call. Hopefully, the actions by this angry and frustrated woman will trigger a wider boycott of banks that employ these practices. These banks beg for billions from the government, use part of those funds swallow up one another and consolidate to produce g...
Personal Finance > Health Insurance Dental healthcare insurance: 3 of 8

When researching supplemental dental insurance you must keep in mind that it is NOT insurance though the word is used. Supplemental coverage is a discount plan that MAY be used in conjunction with your dental insurance, or, it can be used separately. There are many companies offering discount plans, but it is recommended tha...