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About me - Starla Ross

I usually don't like to talk about myself. I guess I don't find my life to be all that interesting.

Of course, I could tell you the boring details of my life like the fact I live in a very small town in Ohio, where there very well could be more cows than people.

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Personal Finance > Spending & Saving (Other) Would you consider yourself to be frugal or cheap?
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Being frugal is one thing, but have you ever known someone who is just plain cheap? The difference between frugality and cheapness hinges on one thing: how that frugalness affects the lives of others. Being frugal with one's money is absolutely fine. In fact, it's a great trait. Being cheap, however, usually involves being f... More..

Education > College Courses & Majors Testimonies: The diary of an adult university student
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MONDAY, 7:30 a.m. Yet another hurried morning in our home. Did I finish everything I needed to do? Yep, I think. I put dinner in the crockpot, made the beds, and I started a load of laundry. My daughter actually got to the babysitter on time. I'm off to work at the collections department at the bank. I have a full day ahead ... More..

Personal Finance > Investing Basics Ways to teach kids about growing money
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It always amazes me that our children receive such a broad education in school, but often don't learn the basics of money management: how to balance a checkbook, prepare a family budget, or apply for a mortgage. It's the rare child who naturally scrimps and saves on his own behalf without any prodding. It is our job as paren... More..

Personal Finance > Spending & Saving (Other) How weight loss tips can help with debt reduction
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We're all familiar with those infamous weight-loss tips we browse and read over in the brochures of our doctor's waiting room. Not to mention the numerous weight loss tips in every magazine at the grocery store check-out counter. But did you ever think that the same tips you use to lose weight, may also help you reach your g... More..

Local Guides > New York City New York hotels: Places to stay in NYC on a budget
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Accommodations in New York City can be pricey. Very pricey. Consider saving your money and booking a room at one of New York City's hostels. Less expensive than a traditional hotel room and often at a price that's all-inclusive (no surprise hotel tax on your bill), staying at a hostel is a sure choice for a small budget. Hos... More..

Personal Finance > Managing Credit Five questions you shouldn't be afraid to ask your credit card company
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No one likes to call the credit card company. You can always think of 101 other things you'd rather be doing on a Wednesday afternoon. Listening to that annoying voice system asking you to "Press one" for the umpteenth time can be irritating, but a few minutes on the phone with your credit card company can prove to be quite ... More..

Jobs & Careers > Job Search (Other) How work at home jobs allow you to be more involved with raising your own children
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The benefits of working from home can best be described by a day in the life of an at-home working parent. Set the alarm before sunrise. Start coffee. Stay in pajamas. Brush teeth. Head down the hall to the home office, tip-toeing, carefully avoiding any squeaky spots in the floor so that all in the house remain sleeping. Dr... More..

Education > College Life How to create the perfect dorm room
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College is the time in your life to express yourself - your views, opinions, and passions. What better way to express your individuality than the look of your dorm room? For probably the first time, you'll be on your own and able to decorate the way you like. Long gone are your mom's country or floral prints. Your dorm room ... More..

Creative Writing > Humor Humor: Husbands
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After 16 years of married life, I am still trying to figure out the secret to getting a husband to fix things around the house. While my husband may be good at some things, fixing items that break is certainly not one of them. Everything in our home seems to always be broken, and it sometimes takes more effort to encourage m... More..

Personal Finance > Smart Spending Four off-brand products that can save you money
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Some folks are adverse to using store brand or "off-brand" products. They just won't do it. It's just not going to happen. Until they try them. And then they realize the only difference is in their checkbook. Switching just some of your family's purchasing to off-brand products can help stretch your family's budget. Consider... More..

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