Articles written by Darrell Victor - Page 54

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About me - Darrell Victor

I am a former insurance advisor from the Caribbean. Even though I worked in the financial sector and am currently pursuing an accounting qualification, my subject interest is primarily Social Psychology. However, being involved with the insurance industry

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Personal Finance > Managing Debt The pros and cons of debt consolidation: 4 of 5
The concept of institutionalised credit has exploded in recent time. The "buy now, pay later" syndrome is not recent, but these days it is advertised as a major convenience. Businesses are built on credit and some individuals face ruin because of it. Individuals find themselves owing many creditors and swimming in debt due t... More..
Personal Finance > Auto Insurance How to qualify for reduced car insurance rates: 9 of 11
You can qualify for reduced car insurance rates by taking a safer long route or treacherous short-cuts. Short-cuts are certainly not advisable and may even harm your chances of getting back on the long route. Prudence- on the road and with your car- is the principle that will help you to qualify for reduced car insurance pre... More..
Personal Finance > Auto Insurance How an accident affects your car insurance rates: 5 of 6
Getting into an accident does not necessarily precipitate an increase in car insurance rates. This is good news if you are accident-prone. However, an accident could also increase your rates by up to 200%. Ultimately, there is no set way to determine how much an accident may affect your rates- if at all. An accident can affe... More..
Personal Finance > Auto Insurance How auto insurance policy prices are calculated: 5 of 6
Purchasing auto insurance is not like buying groceries. You cannot just decide what you want and pay a standard price that others with the same auto insurance needs will pay. Your auto insurance price depends on the insurer, your vehicle and you. It is a combination insurer's claims experience actuarial calculation and facto... More..
Entertainment > Music Genres, Trends & Scenes Top Michael Jackson songs and what makes them the best: 5 of 6
Michael Jackson is the ultimate entertainer. A singer, songwriter, producer and dancer; Jackson is certainly a living- albeit tainted- legend. Inspired by James Brown- the Godfather of soul- Jackson produced songs that remain popular decades after they were released. That Michael Jackson wrote several of his hit tunes makes ... More..
Personal Finance > Insurance (Other) An introduction to property insurance: 5 of 6
When damage, theft or loss of property occurs, it is difficult or even impossible to replace without insurance. Property insurance seeks to indemnify the assets, revenue and even intangibles (like trademarks and identity) of policy owners against damage, theft and loss. A variety of perils, property risks, liability risks fa... More..
Sciences > Psychology The difference between love and romantic love: 5 of 6
If love is a pie, then romantic love is a slice. Love is an encompassing and generic form. You can love a thing, individuals, groups or God. Romantic love is a bit more specific. It includes attraction and mutual sharing as prerequisites. Romantic love involves an attraction dynamic between human beings (assuming some degree... More..
Religion & Spirituality > Atheism & Agnosticism How religion can incite homophobia: 9 of 10
Where do warnings of fire and brimstone often originate? For homosexuals, fire and brimstone is possibly not the greatest impediment. Discrimination and outright hostility here on earth are. There are many catalysts for homophobia, but mainstream religion is thought to influence negative attitudes toward homosexuals. The oth... More..
Sports & Recreation > Sports & Recreation (Other) A guide to cricket terms and expressions: 10 of 11
Cricket is a rather peculiar and unique sport, something that even a diehard fan would admit. Therefore, it comes as no surprise that cricket has many peculiar and even quaint expressions. For instance, you can have a 'leggie' bowling a googly to a night watchman with an offside field in place. The batsman plays a forward de... More..
Personal Finance > Insurance (Other) A review of the types of business insurance policies: 7 of 7
Matching business insurance needs to particular insurance products is not always straightforward. Business owners should, therefore, be aware of the broad spectrum of business insurance available if they are to protect their businesses suitably and comprehensively from risks and liabilities. It is easy to get overwhelmed wit... More..