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About me - Darrell Victor

I am a former insurance advisor from the Caribbean. Even though I worked in the financial sector and am currently pursuing an accounting qualification, my subject interest is primarily Social Psychology. However, being involved with the insurance industry

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Personal Finance > Life Insurance How to avoid paying too much for life insurance
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Life insurance induces negative thoughts and emotions in the minds of many. Such persons may have had terrible experiences with greedy sales representatives or perhaps do not fully understand the concept. Sometimes even those with misgivings about life insurance spend too much on it. One possible reason for this is that they ... More..

Sports & Recreation > Soccer Fundamentals The importance of shin pads in soccer
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The use of shin pads is of paramount importance where player protection and safety are concerned. They are so vital that their compulsory use is sanctioned in the laws governing association football. Law 4 (The Players' Equipment) lists shinguards as basic compulsory equipment.The terms "shin pads" and "shinguards" are often ... More..

Relationships & Family > Couple Communication Red flags in a relationship
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Relationships experience similar ups and downs to that which life throws at us; in some cases even more so. These do not necessitate immediate flight, since obstacles and conflict are natural. However, there are some signals of relationship deterioration into an unhealthy relationship. Missing any one of six red flags in your... More..

Hobbies & Games > Board Games How to win at Monopoly
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Taking risks is a part of monopoly as much as it is a dimension of life. Indeed, no one ever stumbles while sitting in an armchair. If you are too conservative, you may always be the bridesmaid in monopoly. To win with monopoly, sometimes you need to give your opponent the chance to win or at least make him or her feel that h... More..

Personal Finance > Financial Planning Steps to financial independence
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Some goals in life cannot be achieved in a single-leap. Financial independence- the Holy Grail of financial planning- is one such goal. It means so much more than having a lot of money to finance a fancy lifestyle. Neither is it about working for a high monthly income (that may disappear with the job that you hold).Financial ... More..

Relationships & Family > Communication Issues Arguments in a relationship
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Disagreements in a relationship can be quite natural and healthy. However, when a disagreement becomes a 'contentious exchange of views', there is just cause for a pause. Indeed, in all things, there should be moderation. An argument- which is just a heated discussion- every once in a while is alright, provided that the partn... More..

Relationships & Family > Relationships & Family (Other) What qualifies as being sexy
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The World Wide Web is an interesting place to note peoples' self definitions. Maybe someone is sexybabe1001 or hunkypunk10, when the reality is that they either don't really believe it or many others around them don't."Sexy" is a hotly contested term. It can be perceived as both an objective and subjective label. Evolutionary... More..

Arts & Humanities > Writing & Rating at Helium Understanding Helium titles
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Value, clarity and writing style are some of the criteria through which Helium titles can be classified and understood. Before you write, it is vital that you are aware of what you are writing to. This ensures that you do not veer off-topic and that you provide the information requested by particular titles.Understanding titl... More..

Personal Finance > Banking Basics Choosing money market funds over CDs
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Certificates of Deposit and Money Market Funds fall within the same asset class. They both can be classified as Income Options- an asset class that offers moderate return with limited risk. The returns from these two products are both higher than returns from cash options and are less risky than growth options.Money market fu... More..

Relationships & Family > Cheating & Trust Issues Is cheating ever okay?
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Some folks subscribe to the view that "rules are meant to be broken". That may be a questionable maxim, but it is true that- where rules exist- it is easy to transgress sometimes. As a result of human ingenuity and psychological complexity, we often provide justifications for the rules that we break.'Cheating' is a sufficient... More..

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