Articles written by Darrell Victor - Page 3

What is Helium

About me - Darrell Victor

I am a former insurance advisor from the Caribbean. Even though I worked in the financial sector and am currently pursuing an accounting qualification, my subject interest is primarily Social Psychology. However, being involved with the insurance industry

+ more bio information

RSS Feed

Personal Finance > Budgets & Saving Why you should make a budget: 2 of 29
Budgeting is not an activity that should be undertaken for its own sake. In the context of a proper financial plan, the importance of making a budget is unquestionable. Ultimately, creating (and following) a budget improves your life by creating a series of other benefits that assist your personal finance management.1) Financ... More..
Personal Finance > Retirement What to do if you don't want to retire: 2 of 28
Imagine that you do not want to retire from your job, but have to because of factors like age limits or health reasons. That's involuntary retirement; a situation where you seem to have fewer options. Thankfully, there remain viable alternatives that you can explore. For instance, you could simply move on from one job but not... More..
Personal Finance > Financial Planning How to really live within your means: 1 of 14
Living within your means is just living a lifestyle that you can sustain for years and still accumulate wealth over time. After all, you can only save and invest when you have some funds from your income left to save. Living within your means helps you to save towards future benefits and needs. If you spend as much as you ear... More..
Relationships & Family > Friendship Advice Best Friends: Is more than one okay: 1 of 14
When I was a child, I considered the status of "best friend" to be somewhat singular. Out of all your friends, your best friend would be that one friend that you cherished or bonded with the most. It seemed as if you could have many good friends, but only one best friend.As an adult, I find it possible to have more than one b... More..
Personal Finance > Retirement Realistically determining how much you'll spend in retirement: 1 of 13
Can you see into the future? It's likely that you cannot. Can you use the present as an indicator of the future? Certainly you can. You can choose to justify that you won't need to spend much in retirement because you'll be too old to do anything, but that is not realistic. You'll realise that retirement will one day be "tomo... More..
Relationships & Family > Love & Lust What is love?: 16 of 207
What love is could be more important than what it is not, although defining the concept is essentially complex. The philosophy of love aims to reduce the complexity and increase our understanding. The first thing to understand about love is that there are different types- both in general and within intimate relationships. Th... More..
Arts & Humanities > Writing & Rating at Helium Top 10 ways to lose my vote in the Helium rating system: 5 of 61
The Helium rating system involves a dual comparison; such that one article normally must be compared and ranked relative to another. Sometimes, it's not the case that one article is considerably better than the other. Some articles include certain writing sins that make them difficult for me to select them over others- despit... More..
Personal Finance > Life Insurance Beginner's guide to life insurance: 1 of 12
As a beginner, you may hear the following bits of advice:i) Everyone should have life insuranceii) Life insurance is a waste of moneyYou may be confused with conflicting bits of information about insurance. To reduce the confusion, it is important to be in a position to judge for yourself instead of relying on the opinions an... More..
Relationships & Family > Friends & Peers (Other) Is friendship disposable?: 1 of 12
The concept of friendship means something different to each individual. At the core is the concept of who or what a friend is and the nature of the relationship. Let us suppose that we all thought a friend to be someone very close. Would such an esteemed person in our eyes be as disposable as a used tissue? This deserves some... More..
Relationships & Family > Communication (Other) Why do people like to assume?: 1 of 12
Assume: To take as certain or trueThe creator of the title "Why do people like to assume?" may have made the following assumptions:1) That people like to assume2) That we all have a shared understanding of what assuming entails3) That we would associate "like to assume" with "make assumptions frequently"4) That we'll interpre... More..