Articles written by Darrell Victor - Page 2

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About me - Darrell Victor

I am a former insurance advisor from the Caribbean. Even though I worked in the financial sector and am currently pursuing an accounting qualification, my subject interest is primarily Social Psychology. However, being involved with the insurance industry

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Personal Finance > Budgets & Saving The benefits of saving money: 1 of 25
Life is uncertain. People save primarily because of the inherent uncertainty about the opportunities and threats that they face or could face in the present and future. The benefits of saving (setting aside money for future use) arise because saving allows us to take advantage of opportunities and mitigate threats. Beyond th... More..
Relationships & Family > Love & Lust The difference between love and lust: 1 of 22
Lust- in this context- is a strong sexual desire or an intense, physical yearning. Love is a word that cannot be defined in just one short sentence. The relationship between the two concepts is somewhat contentious. Some schools of thought view lust as part of love. For example, relationship researcher Helen Fisher decided t... More..
Personal Finance > Budgets & Saving Best ways to save money: 3 of 64
Saving involves putting aside money for a specific purpose/ goal and also reducing expenses. The principle of saving is basic and doesn't involve anything remarkable or revolutionary. The best ways to save, however, involve practical and easy ways to save that sometimes do not even require much effort on your part. 1) Save m... More..
Personal Finance > Retirement How to prepare for retirement: 2 of 42
Only a few persons would argue against the notion that it is important to prepare for retirement. Indeed, the majority would understand the importance of planning for retirement. However, knowing what to do, knowing how to do it and actually doing it are three different spheres. Everyone might prepare for retirement in a dif... More..
Arts & Humanities > Writing & Rating at Helium When to care if your Helium article is rated low: 1 of 20
It would be too optimistic to hope that every single article that you scribble would be a top-ranker. On that basis, we need not quibble about every article that seems to sink or plateau near the wrong end of the heap. It could be for a number of reasons outside of your control. However, there are certain occasions when you ... More..
Personal Finance > Retirement How to maximize your retirement income: 1 of 16
Retirement, like life itself, is not primarily about finances. However, increased income facilitates comfortable living at any stage of life. Maximising retirement income is more than just reducing expenses or dumping funds into annuities years before retirement. It is relatively easier to maximise retirement income in the p... More..
Personal Finance > Auto Insurance Ways to keep your auto insurance rates down: 1 of 16
Just as you service your vehicle frequently, you should 'tune-up' your auto insurance policy at least once a year. Several variables change from year to year that can lower your auto insurance premium. However, you do not need to sacrifice good coverage for lower rates. There are at least nine easy ways to reduce your auto i... More..
Personal Finance > Life Insurance How much life insurance should one buy?: 1 of 16
Where life insurance is concerned, under-insurance is risky and over-insurance is financial profligacy. Having 'enough' life insurance cover can save you thousands or tens of thousands of dollars in the end. The question of "How much?" can be viewed in the context of premium and coverage amount. Ideally, both coverage and pr... More..
Personal Finance > Retirement Making your money last in retirement: 1 of 15
Given that the majority of people rely on fixed incomes for their retirement years, stretching money is a top priority. Retirees must ensure that they do not outlive their income. Some people may have to prepare for thirty years of retirement. Given how averages work, we know that a few would spend forty years in the retirem... More..
Personal Finance > Budgets & Saving Why you should make a budget: 2 of 29
Budgeting is not an activity that should be undertaken for its own sake. In the context of a proper financial plan, the importance of making a budget is unquestionable. Ultimately, creating (and following) a budget improves your life by creating a series of other benefits that assist your personal finance management. 1) Fina... More..