Articles written by Les Scammell in Personal Finance

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About me - Les Scammell

Hi - I am Les Scammell, a 50 plus (just) father of four girls all under five. We live in the SE corner of Queensland (Australia).

I enjoy writing. I generally write through my blogs at myradicalblogs.com - just4families.com and coolayla.com
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Personal Finance > Loans (Other) What you need to know about loan modification: 1 of 3
The economic situation over the last 18 months has lead to a huge focus on housing. Following the implementation of the economic stimulus package, President Obama has taken steps towards laying out a plan to help homeowners stay in their homes and to help stave off foreclosures. One area that has been of concern is that of l... More..
Personal Finance > Managing Credit How to find and choose credit repair specialists: 1 of 1
Credit repair specialists have reputations that match those of lawyers, politicians and used car salesmen. In other words, few people trust them and we only use them when we must. To find a good credit repair specialist, you need to know how to recognize one, and this starts by knowing a little about your rights. There are t... More..
Personal Finance > Mortgages & Home Loans A guide to subprime loans: 1 of 1
Sub prime loans don't have a good reputation these days with the world's current economic conditions blamed on their existence. For those who have a deeper knowledge of the issues, sub prime loans are not to blame, it is the financial organizations and their methods of dealing with these loans that has caused the problems. W... More..
Personal Finance > Mortgages & Home Loans Why it's important to think hard before refinancing your mortgage: 1 of 1
Refinancing a mortgage means one thing - a new loan. There are many areas you need to consider before taking a refinancing option. If you are not careful, you could wind up paying far more than your current loan, or even risk losing your house. Some of the factors that need considering include: Penalties - will you have to p... More..