Articles written by Kalyn Cybulski

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About me - Kalyn Cybulski

I am a 20-something Canadian blogger with an interest in debt management, personal and professional organization, frugal green living and a lifestyle that promotes quality-over-quantity. I have a professional background in human resources, bookkeeping, project

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Personal Finance > Managing Debt How debt affects your emotional well-being: 2 of 43
Owing a debt, or several debts, can have a very negative impact on your emotional well-being. The combination of less-than-happy emotions can leave you feeling drained and incapable of handling life's regular trials and tribulations. While debt is a regular occurrence for many people, we cannot let it get the best of us.The t... More..
Jobs & Careers > Professionalism New job: How not to be an obnoxious newcomer: 1 of 18
Being the newest employee at a company is akin to being the new student in class or the new family on the block - people view you with a sense of curiosity and caution, sometimes mixed with personal biases and stereotypes. Being the "new kid on the block" presents a unique opportunity to make lasting first-impressions (both p... More..
Parenting & Pregnancy > Childhood Development Teaching kids to follow the right crowd: 1 of 14
Children today are faced with many choices - whether they are choosing their friends, their food or their hobbies, a parent's role in their child's decision can be as involved as the parent would like. Many parents step back from their children's lives in order to let them develop their own tastes and learn their own lessons.... More..
Parenting & Pregnancy > Babies (Other) Tips for leaving your baby with a sitter: 2 of 15
One of the most stressful times in a new parent's life is the moment when he or she needs to leave their baby with a sitter. Many parents become overwhelmed with the anxiety of "what-ifs" and "maybes", a pattern of behaviour that causes unnecessary stress and rarely results with a nice, relaxing afternoon away from the respon... More..
Health & Fitness > Diet (Other) Kick your sugar habit: 5 of 27
That piece of cake may taste delicious when it is fresh off the fork, but it can do serious damage to your waistline.Whether you're a comfort eater or reach for convenience snacks in the middle of your busy day, indulging in a sugar-laden diet can result in any number of unwanted health problems. Mental and physical laziness,... More..
Parenting & Pregnancy > Helping Kids Cope How to help your child control his/her temper: 5 of 20
A particularly endearing but equally frustrating part of childhood is the lack of emotional filters a child has in place for situations when he or she feels strongly about something. It is not often a difficult task to determine how your child feels about things like the mall, his or her favourite toys, or his or her least fa... More..
Business > Human Resources The positive side of employee turnover: 4 of 15
It is easy to focus strictly on the negative aspects of employee turnover. Many employers recognize the pitfalls of replacing their staff and easily overlook the positive elements; far too often, this is a result of the stress and anxiety involved with hiring and training new employees instead of the actual turnover itself. B... More..
Jobs & Careers > Stress & Time Management Facing change: Returning to work after a break: 4 of 14
Many people experience a time in their career when they are required to take a leave of absence from the workforce - a family emergency, new child, responsibilities for an elderly person or just the need for a break can result in a sabbatical that takes you away from your career and allows you to focus on different priorities... More..
Jobs & Careers > Getting Ahead How to butter up your boss: 4 of 13
We often find ourselves in situations where we require something from our supervisor - a raise or promotion, help on a project, additional insight on a problem or a little extra weight to throw around in a problem situation. Many people in management positions are incredibly helpful and are there to support their employees - ... More..
Personal Finance > Smart Spending Holiday shopping tips: How to survive the mall mauling: 11 of 35
Imagine a beautiful, empty mall (and an equally beautiful, full wallet) - a perfect environment for a day of shopping. You would be hard pressed to find this scene during one of the busiest holidays of the year. Welcome to the world of Christmas shopping, and if you're one of many who did not cross everything off your list we... More..