Articles written by Frank Miller

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About me - Frank Miller

I am the author of the book and the blog "Driverthink" and am a Senior Reverse Mortgage Specialist on Long Island, N.Y.

I have been involved in the field of finance for almost forty years, Reverse Mortgages for over three years, and have been driving for,

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Autos > Driving & Safety Driver safety: Don't take risks: 1 of 10
Driving on the EdgeAs a nation of drivers we are becoming increasingly aggressive. We're getting used to it. We're getting comfortable with it. We're paying for it!We're paying for our complacency with crumpled sheet metal, broken bones, cuts, abrasions, contusions, higher insurance premiums and yes unfortunately with loss of... More..
Autos > Driving & Safety What to do if someone drives too close behind you: 1 of 6
Who of us haven't had to deal with tailgating? The tailgater falls into the "Road Hazard" category and it's the "Experience" category that sees us through. Not only is the tailgater a road hazard, but the vehicles being tailgated can be road hazards too, because we never know how they're going to react. So what's a person to ... More..
Autos > Driving & Safety Driver safety: The dangers of a distracted driver: 2 of 6
Back when we first started driving (way back for some of us), we used to slip behind the wheel, check everything out, then cautiously move out onto the highway. We thought about everything we were doing. We paid attention to everything. Why? Driving was new to us. We had to.Soon after that, however, driving became routine. It... More..
Personal Finance > Mortgages & Home Loans The subprime mortgage market mess and what it means to you: 10 of 28
Sub-Prime Woes make Reverse Mortgages look Even Better.Why would a fifty five or sixty year old homeowner ever wish they were older? To qualify for a Reverse Mortgage, that's why! And who wouldn't want to?With all of the frightening news we're hearing about Mortgages these days, it's nice to know there is a bright spot. At le... More..
Autos > Driving & Safety Safe driving tips: 9 of 24
Four Elements of Responsible, Safe DrivingOtherwise responsible people don't suddenly and mysteriously turn into raving, sadistic maniacs once they place themselves behind a steering wheel. So why are there so many irresponsible drivers out there on our roads with us?Perhaps it's because many otherwise responsible people - si... More..
Autos > Driving & Safety Drowsy driving: The dangers of falling asleep behind the wheel: 3 of 8
Feeling Drowsy? Drive the Car!Over the years I have read countless articles, tips and suggestions about what to do when you're driving and you start to feel drowsy. Most of them are the typical excellent ideas. For myself, however, since way back when the ink was still dripping off of my brand new driver's license, I've follo... More..
Autos > Driving & Safety Driver safety: Prevent road rage: 28 of 66
When driving a motor vehicle, we are operating an extremely dangerous, life threatening piece of machinery. As with any dangerous object, it can easily be turned into a weapon.In more than one of the refresher courses I have suffered through, the automobile has been described as a weapon. Driverthink and its combat veteran au... More..
Autos > Driving & Safety Usefulness of high occupancy lanes: 1 of 2
You Gotta' Love the HOV Lane?If you're an auto body shop, that is or maybe a foreign country selling us oil.Have you ever tried to figure out how we all got stuck with HOV lanes? I have. It isn't easy but it appears to be a Federal mandate type of nightmare, courtesy of the Federal Highway Administration (whoever they are), c... More..
Autos > Driving & Safety Elderly drivers: How old is too old to drive?: 13 of 25
That Sixty Something in the Muscle CarIt took a whole lot of skill to drive the cars of yesteryear.If you are sixty today, you've probably been driving for about forty five years. You probably began your driving career with cars built in the early sixties, maybe even the Fifties or Forties. Cars were slightly different then.W... More..
Autos > Driving & Safety Driver safety: Use the turn signals: 11 of 21
Gone are the days when you stuck your paw straight out the window in the pouring rain or freezing sleet, to suggest to other drivers you were contemplating a left turn.Somewhere in the 1950's, vehicle manufacturers realized that if they put turn signals on the buggy it would save a lot of knuckle frost-bite. Soon after that, ... More..