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Religion & Spirituality > Buddhism Who was Siddhartha Gautama?: 10 of 18
Siddhartha Gautama is the historical Buddha. Born a prince of the Sakya clan, in India, Siddhartha grew up a child of privilege. On the day of his birth, the king, his father, called for several wise men to augur the child's future. Each held up two fingers saying that he would either be the greatest king in India or a Buddha... More..
Personal Finance > Investing Basics Key investment tools: 3 of 4
In the world of investing, knowledge is definitely power. It is important to remember that there are tons of different factors that go into analyzing a stock, bond, or fund for suitability. One of the most helpful to me, has always been MSN's deluxe stock screener, downloadable herehttp://moneycentral.msn.com/investor/control.. . More..
Personal Finance > Stock Market Diversifying your risk in the stock market: 21 of 27
Diversification. King of the buzzwords. But what does it mean to really diversify risk in the market? Well, risk basically boils down to risk of loosing money and how you diversify your risk is basically proper planning on how not to loose money.Mutual funds are a great example of risk diversification. A fund company will hol... More..
Personal Finance > Investing Basics How to invest small amounts of money: 19 of 23
Investing smaller amounts of money and expecting a decent return is tricky. There are a number of safe investments that have a small initial deposit requirement, such as bank CD's or money market savings accounts. These will gain you a fixed rate of interest, that won't be anything to write home to mom about, but will be safe... More..
Personal Finance > Banking Basics The basics of having a bank account: 5 of 6
So, you opened your first bank account. Congratulations! You have now joined the ranks of responsible adults everywhere. Now to keep it that way. Most banks are companies that want to make profits, except credit unions, and these come in only a few flavors for banks. Number 1 is loans. This is the most important. Banks take y... More..
Religion & Spirituality > Buddhism Self and no-self in Buddhism: 11 of 13

There is a concept in Buddhism about self and no-self. Buddhists believe in the lack of self as defined by the average person. This may seem to be a paradox, because if there is no self, than what am I? The concept of no-self is easier to understand when put in the following context. We label everything as humans and we begin... More..
Personal Finance > Stock Market Investing in EFTs: 9 of 10
EFTs, or Exchange Traded Funds, are basically a mutual fund that trades like a stock. The good news is that this will help you to diversify your risk much better than investing in regular stocks, while still being able to take advantage of the intra day trading of the market.The only negative (and comparatively, it's not much... More..
Personal Finance > Mutual Funds Advantages of mutual funds: 20 of 22
Mutual funds are a wonderful tool for the average investor. They have numerous advantages over individual issue stocks or bonds. Fist of all, they leverage the investing power of hundreds of investors. That means that you are able to start investing for less than many investment vehicles would allow. Investment companies must... More..
Personal Finance > Life Insurance Term life versus cash value life insurance: 12 of 12
Term Life insurance is a great tool for those who don't want to pay a lot for their insurance. Basically, it covers you for a certain amount of time (hence "term") and at the end of that term you are either dead and your beneficiaries have been paid, or you are alive. At that point, if you did not purchase a term life policy ... More..
Personal Finance > Retirement The importance of 401Ks: 7 of 7
A 401k is one of the best financial vehicles out there today. The days of pensions are over, and this isn't your father's job market anymore. More and more companies are joining the ranks of those who expect you to finance your own retirement. And let's face facts, folks, Social Security isn't going to be around forever, espe... More..