Articles written by Victoria Rose Perkins in Personal Finance

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About me - Victoria Rose Perkins

Victoria has sold 18 articles in Marketplace on various topics (not reflected on new badge) and having award-winning poetry published in US and Canada, has given her the confidence to explore a wider variety of writing genres.

She recently competed in a NH

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Personal Finance > Retirement How to cut food costs as a retiree: 1 of 28
Although retiring will mean less income for the majority of us senior citizens, nutritional needs must be maintained in order to stay as healthy as ever. The anwser is not in sacrificing quality foods, but rather to explore ways of reducing the price of our overall food budget. Automatically we began saving money on our food... More..
Personal Finance > Spending & Saving (Other) Tips for living on one income: 1 of 25
Despite the economic downturn, which is a challenge in itself for most of us, living on one income can be accomplished as long as there is one steady pay check coming in. Even if both have to work temporarily until the current crisis passes, you can still plan ahead for one-income-living. This article will also be useful to ... More..
Personal Finance > Spending & Saving (Other) How to cope with the cost of living of today: 1 of 23
In order to cope with the cost of living today, we need to separate our needs from our wants. This isn't so easy if we have not had to budget too closely in the recent past. However, due to the economic crunch that is squeezing the life out of every dollar, this unrelenting recession needs to individually be met head on. We ... More..
Personal Finance > Retirement Should you pay off your mortgage before you retire?: 1 of 21
There is security in owning a home that is totally paid for. Real estate markets may fluctuate on the home's worth, however this is secondary to having the freedom of knowing your home is really your's and not the banks or lenders. If you are in a financial position to pay off your mortgage, don't walk, run to the bank and p... More..
Personal Finance > Retirement How retirees can cut home heating costs: 1 of 15
With a smaller income due to retirement, in order to reduce home heating costs, my husband and I conducted our own home-energy-audit. There are helpful on-line government check lists and suggestions on how to save heating costs for everyone. This helps you identify where you may be loosing heat. The information is easy to ac... More..
Personal Finance > Spending & Saving (Other) Surviving poverty in the US: 2 of 27
Times may be tough on Wall Street, but, however you look at it, they are a whole lot worse on Main Street. As of March, 2009, there are 8.5% of people who are out of work, according to the US Deptartment of Labor. Add to that, 40 States have reported an increase for food stamp applications, with an estimated 28 million Ameri... More..
Personal Finance > Spending & Saving (Other) How to give to charities without spending money: 2 of 17
Giving to charities, without spending money, is not as difficult as we might think. During these hard economical times we are all having to endure, it is more important than ever to think of ways to be charitable without having to spend money. Simply put, most of our hard-earned dollars are being eaten up by higher prices ju... More..
Personal Finance > Smart Spending Save on groceries: 13 of 107
Saving on groceries should never mean sacrificing nutrition. The challenge for all of us is to stay healthy and spend wisely on our ever-increasing grocery bills. And that challenge can be looked at in a negative or positive way. I've chosen the positive way! One of the first questions to ask ourselves is this: How much cook... More..
Personal Finance > Smart Spending How to fight high energy bills in the summer: 13 of 103
First, good people and fellow United States citizens, be aware that the Energy Tax Credit bill offered by the US Department of Energy for the very majority of citizens who purchased Energy Star products, ends December 31, 2007. The tax relief was only for those who purchased Energy Star windows and doors and made energy-effi... More..
Personal Finance > Stock Market Choosing the best gold-buying company to sell your gold: 1 of 7
Golden opportunities do not come along every day. Folks from all walks of life are struggling financially due to this economic recession and even though gold is at its highest selling rate, cash is still considered king when it comes to easing a financial hardship. This is where we can be of service to those needing money, a... More..