Personal Finance > Health Insurance Health insurance: What's the definition of a pre-existing condition?

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When you apply for health insurance, either on your own or through your employer, you may be asked to report any "pre-existing conditions" you have. It is very important to understand how the concept of the pre-existing condition will affect your health insurance policy and any reimbursement paid out by the company. A pre-... More..

Health & Fitness > Health Care Does Medicare's crackdown on doctors' profits help or hurt patients?

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After several years working in the medical billing/coding world, my experience is that Medicare's low reimbursement ultimately hurts patients by limiting the number of doctors willing to accept them as patients. Regardless of how we all feel about the relative prices for doctor services, the bottom line is that costs must be ... More..

Hobbies & Games > Home Decor Crafts How to give fabric an antique look

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One of the fastest ways to create a more interesting project, be it quilting, cross stitch or needlepoint, is to use an "antiqued" fabric. You can easily create an antique-looking fabric at home with a little time, and your favorite brand of coffee or tea! Start by brewing up your coffee or black tea. Pour three or four cu... More..

Personal Finance > Health Insurance Dental insurance advice for seniors

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The number one, most important thing for seniors to remember about dental coverage is that Medicare does not cover dental services. This can affect you in two ways - first, if your only insurance coverage is Medicare, dentists will treat you like a self-pay patient, and will charge you the full fee for each procedure. Second,... More..

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