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Personal Finance > Retirement Does it really pay to save for retirement?

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Yes, it pays to save for retirement. The problem is that it may pay more for some than others. Your future retirement status is closely related to the income earned during your work life. Your disposable income is the source of funds to save and invest if it is limited so will be the amount available to put aside. Certainly there are exceptions and examples of super savers. We have all heard the stories of janitors about whom it was revealed at their death that they had stoked away a hundred thousand dollars.

Some may take a cynical approach to saving for retirement as a result of gloom...

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