: About Me

I'm a happily married stay at home mom of two kids. I have a Bachelor's Degree in Psychology (which is coming in handy as a mom!), and freelance write and copy write from home. I have always loved writing, and am thrilled to have a writing outlet.

Personal Finance > Budgets & Saving Cost management: Sticking to a budget

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Maintaining a budget can be really simple and pain-free. It doesn't have to involve expensive software or an accountant. All you really need are the following: 1. A lined notepad 2. A pencil and eraser, (or if you're really brave you can use a pen) 3. Three months' worth of bank statements, (get them from your bank, or print them out on-line.) This way you can use them as a reference as you go. If you want to get really detailed, get two copies of each statement. 4. A black and red pen/pencil or crayon, (if you're going to go into more detail, get a few more colors) 4. A couple of hours of...

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