Articles written by Kristin Abouelata

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About me - Kristin Abouelata

Kristin Abouelata, is a Home Loan / Mortgage Specialist with Mortgage Investors Group in Knoxville TN. Quality service is a number one priority for Kristin.

Mortgage Investors Group is the largest private lender in Tennessee.

Kristin takes pride in going the

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Home & Garden > Buying & Selling Homes Encouragement for first time home-buyers: 1 of 14
Just out of school and considering buying your first home? You'll be surprised how easy it can be to qualify for a loan. Too often, the newly minted workforce doesn't realize the confidence lenders have in their ability to be responsible homeowners.Ok, so Mom and Dad told you that you need to buy a house. You've graduated fro... More..
Personal Finance > Mortgages & Home Loans Saving money on your mortgage: 1 of 6

Not only are the expenses associated with a mortgage hard to understand, people often wonder why a loan costs so much. Here's a little background info to explain why home financing isn't cheapDid you ever wonder what a great credit score really gets you in the mortgage market? Many people think it means they get better pricin... More..
Personal Finance > Mortgages & Home Loans Down payment basics for home buying: 2 of 10
Ever wonder how much money you need to have put aside to buy the home you've been driving by and dreaming about for the last month? Afraid you don't have enough? Well, many factors contribute to the decision making process of what type of down payment you should make on a home. Let's look at a few.In a perfect world, every bu... More..
Home & Garden > Buying & Selling Homes Meet the mortgages: Fannie, Freddie and Ginnie: 1 of 4
Who are Freddie, Fannie and Ginnie? Why do they care so much about your mortgage?Have you ever heard anyone in the mortgage industry mention these names before? Did you ever wonder who these people were that had so much to say about whether or not you would qualify for a mortgage? Well, Fannie, Freddie and Ginnie aren't peopl... More..
Personal Finance > Mortgages & Home Loans Mortgage financing 101: 5 of 13
How can you really figure out what exactly your paying in finance charges if you keep that mortgage for 30 years? What's another tool to use in comparing mortgages? Check out your Truth in Lending document.......There's a bunch of important points to review when considering a mortgage. And a ton of paperwork to look over. So ... More..
Personal Finance > Mortgages & Home Loans Mortgages: Refinance now and duck the risk-based pricing bullet on new loans: 1 of 2
Big changes are expected in the mortgage market for 2008. With rates so low, now is a good time to weigh your refinance options..Have you been reading the papers or listening to the news lately? (Ok, I guess you have been because you are reading THIS paper. Just call me Master of the Obvious). Rates are low. Actually, rates a... More..
Personal Finance > Mortgages & Home Loans How to relieve the sting of ARM mortgage rate increases: 1 of 1
ARM Loans and foreclosures seem to be the news of the day. This is a very real problem and thankfully the FHA has come up with a temporary program known as "The FHA Secure Initiative," that may give some relief.A gentleman called me the other day about what he could do about his adjustable rate mortgage (ARM) that would soon ... More..
Personal Finance > Mortgages & Home Loans How does a fed interest rate cut affect home mortgage rates?: 1 of 1
You hear about "Fed Rate Cuts" all the time. How does it really affect your mortgage rate, or does it?You hear quite a bit lately that "the Fed is cutting the interest rate." Maybe you've been considering a refinance, and you're waiting to move forward till the Fed takes action again. But be smart about waiting and watching. ... More..
Home & Garden > Buying & Selling Homes The best way to go about buying a home: 12 of 17
For a first time homebuyer, once you've found a house and been pre-qualified for a home, the steps to closing can be somewhat confusing. It's actually a simple process that when understood, actually makes sense.You have found the perfect house. You can't believe that you are actually buying it! You thought buying a house was ... More..
Home & Garden > Buying & Selling Homes Determining how much property you can afford to buy: 3 of 4

How much money you make is a key determination when applying for mortgage loan approval. A mortgage lender has specific ways to determine your income based upon what type of income you earnWhen applying for a loan, one of the most important aspects a lender must determine is how much money you make. It sounds easy enough. But... More..