Articles written by Charlene

What is Helium

About me - Charlene

I am a Commercial Mortgage Financier. I have assisted hundreds of Real Estate Investors throughout the country by securing the funding they need.

I have been in the Mortgage Profession for approximately 15 years. Having experience in both residential and commercial

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Celebrations & Holidays > Christmas Archives Christmas 2007: Gift ideas for gardeners: 2 of 34
Do you have a friend or family member who is an avid gardener? I have an Aunt that has a remarkable "green thumb". When you go to visit her, there are plants in every single corner of her home, including the bathroom, in the shower no less! My Aunt makes a trip at least once a week to the local grocery stores and other stores... More..
Personal Finance > Mortgages & Home Loans Should you refinance your mortgage?: 1 of 13
SHOULD YOU REFINANCE YOUR MORTGAGE?There isn't a day that goes by when we don't see advertisements to refinance our homes. Mortgage lending is a highly competitive business and these companies spend a lot of time and money creating "witty" and "catchy" commercials to convince you to refinance your home. Although they provide ... More..
Home & Garden > Home Interior Tips on remodeling your kitchen: 1 of 12
Kitchen remodeling while one of the most expensive and intensive remodeling projects that you can undertake, adds the most value to your home. It is one of the most versatile ways to refresh your home and transform your "ordinary" house into your "dream home".Where to begin:Because kitchen remodeling is not a easy task, and c... More..
Politics, News & Issues > Politics in the Middle & Near East Predicting whether or not the US will attack Iran: 4 of 33
The new U.S. sanctions against Iran, is meant to lock Iran's military and financial institutions, and anyone who does business with them out of the American financial system, drew support from top U.S. Senators. The new sanctions are the first time that the U.S. has sought to punish another country's military, there are argum... More..
Religion & Spirituality > Ghosts & Paranormal Phenomena Assessing psychic Sylvia Browne's talent: 4 of 31
Sylvia Browne has long been considered one of the most popular spiritual mediums in the country if not the world. She is a bestselling American author on the subject of spirituality and a weekly guest on The Montel Williams Show. She claims that she started having visions when she was three years old and that her grandma who ... More..
Politics, News & Issues > US News Adjustable mortgage blues: I signed but I can't pay, now I wait for government bailout: 1 of 5
Let me begin by stating that I am a former Mortgage Professional, I left the business a few years ago, like many of my colleagues because we saw the writing on the wall. During the years between 2001 - 2005, the mortgage industry saw a huge influx of people that wanted to become "Loan Officers and Mortgage Brokers". Sadly, th... More..
Home & Garden > Buying & Selling Homes What is a deed of trust?: 1 of 5
Purchasing a home is quite exciting, and exhausting all at the same time. Although the typical time to complete a real estate transaction is relatively short, for an anxious home buyer it seems like eternity. By the time you sit down at the closing table, you are ready to just get it all over with. Before you are handed the k... More..
Personal Finance > Mortgages & Home Loans Getting foreclosure help: 2 of 8
Take a moment and imagine that you are renting a small two bedroom apartment for the last few years, your lease is going to expire in a few months, and your landlord has informed you that he will be increasing rents by $50.00. You think to yourself that the landlord is nothing but money hungry and you wouldn't pay one penny e... More..
Personal Finance > Managing Debt Get debt free with debt consolidation loans: 1 of 4
It starts out simple enough; we hear over and over again how important it is to build a credit history. The fact of the matter is, if you don't have credit lines, it can be very difficult to obtain home financing. So, in order to build our credit history, we take advantage of the credit card offers that we get in the mail. We... More..
Pets & Animals > Dog Breeds Best breeds for guard dogs: 20 of 72
THE BEST GUARD DOGS -The best guard dogs are those that are loyal to their family and willing to serve them with the best of intentions, they are highly disciplined and well trained and live in a home that provides them daily love and attention.Keep in mind, that there are differences between "Watch Dogs" and "Guard Dogs". A ... More..