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About me - Jeffery Chandler

Personal Finance > Mortgages & Home Loans Determining what you can afford when buying a house
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To determine what you can afford when buying a house, you must be realistic about what your income is now and what it'll be in the future. If you know for a fact that your income will increase or decrease or maybe stay the same as it is today then you can begin figuring out what kind of payment you and your family can afford.... More..

Personal Finance > Managing Credit & Debt (Other) How to prepare to purchase a home
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The way to prepare to buy a house is save, save, save. Then pay off as much debt as you possibly can. You need to shop around to get the best rate you can find consequently lowering your monthly payment or note. The more you put down the more you will lower your monthly payment.In almost all of today's interest rates the prim... More..

Religion & Spirituality > Self-Awareness & Realization Reflections: Living every day with passion
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Yes, I have the secrets about living your life to the fullest. First, brush up on your English and your math. It will be fun and you probably need a lesson or two after so many years in the dark. Next, stay with it. You may think you're pretty good, but English and Math are very tricky subjects. Next, try brainstorming. Get i... More..

Relationships & Family > Male / Female Communication Styles How to understand men
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There is a basic way to look at your lower IQ men that helps you understand a man that drinks heavily or drugs a lot. You see men aren't dumb, they try to fit in with others who drink and drug and it literally makes them retarded. So you could sake that alcohol is a crippling disease when consume in large quantities.There are... More..

Home & Garden > Buying & Selling Homes Should you rent or buy a home?
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All of my life all I've heard when it comes to renting or buying a house is it's best too buy your own house. I can think of several reasons this is true. People with children can benefit from owning their own home because kids tend to tear up things. Certainly if you have pets such as a dog that's rambunctious it would be be... More..

Creative Writing > Poetry Poetry: Christmas
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THE YEAR SANTA OVERSLEPTBy Jeff ChandlerOnce upon a time on Christmas Eve, Santa was getting ready as silent as a thief,All of Santa's elves were hurrying around making sure the toys were safe and sound,Measuring this and measuring that, making sure that Santa's sleigh was packed,They were so busy on that Christmas Eve gettin... More..

Creative Writing > Essays Essays: Human understanding
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You know and I know that freckled people can't stay out in the sun very long or they'll burn. Freckles wondered about this dilemma and set out early one day to see if she got burned in the sun.She left early that morning with her packed lunch of two bologna sandwiches and headed out to the swimming pool about a mile and half ... More..

Society & Lifestyle > Lifestyles Cowboy humor: True stories about horses
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I've done a little horse riding in my life, but I never have come across a stable phobic horse. It was an extremely nice day and my mother, father, brother, and a cousin of mine went to a place just outside of Jackson, where our home was in Jackson, Mississippi. I was only about 10 years old and I thought I could handle any h... More..

Education > College Courses & Majors Accounting degree
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So you want to be an accountant. Well get ready for some fast action. First you must start with some basics that you take along with Principles of Accounting I & II maybe at a community college or university. They do not play at college. There is little time to goof off. They mean business all the time. The accounting books a... More..

Religion & Spirituality > Christian Beliefs & Culture Why bad things can happen to good people
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There once was a little girl named Judy and she was about five years old. She didn't do anything without her mother watching her and that's about right for a five year old girl. It had been a heck of a day for Judy and everything she did was wrong. Judy wanted to do all kinds of things that her mother didn't want her doing. S... More..

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