Articles written by Joann Gromowski

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About me - Joann Gromowski

I'm a little bit of this and that. I have a law degree and I'm working at an MBA. I teach seminars on estate planning and start up corporations. Just trying to find the right fit.

My real passion comes from writing. I don't know if I'm any good. But I will

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Law & Justice > Lawyers & Legal Advice Seven mistakes made in drafting a will: 2 of 6

What is the best way to create a Will? Should you hire an attorney to help you or should you buy a program to help you? If you decide to buy a program there are seven mistake to avoid while creating your Will. If you hire attorney they should already cover these issues. The first mistake is not knowing what is required under...
Law & Justice > Lawyers & Legal Advice What a will should contain: 4 of 9

Creating a Will can be complicated affair. Each state has its own laws pertaining to Wills but there are many issues that should be covered in every Will no matter what state you live in. The first issue a Will needs to address is revoking all other Wills and Codicils. This statement is a declaration that you want this parti...
Personal Finance > Investing (Other) Why do you need a will?: 14 of 27

Unless you like hiring the government as your estate planner you will need a Will. I do not know about you, but I do not trust the government to plan my estate. Nor do I want my family to endure any more stress after I pass away. However, if you do not have a Will that is exactly what you are doing to your family and it is c...
Religion & Spirituality > Religion & Spirituality (Other) Should one's faith influence a citizen's vote?: 122 of 192

Initial, we should define what faith is. Are we talking about a person's religious faith or faith that a candidate will vote according to that person's belief that best suits their way of life? These are two different ideas. If I talk about Faith, it is a person's religious belief that comes to mind. If that is the case, the...
Law & Justice > Lawyers & Legal Advice Should lawyers be required to provide pro bono services?: 26 of 35

Should we create a law that requires every American to volunteer their services for ? (Fill in the blank). Should you be required to work freely for your employer or nonprofit group? I bet your answer is no. Then why should we expect lawyers to volunteer their services. Seriously think about it. Would you want an attorney ha...
Parenting & Pregnancy > After School Should parents raise their children without television?: 180 of 228

Kids should be allowed to watch TV, but we, as parents need to step up and set the standard of what our kids are allowed to watch and how much time they watch TV. I grew up in the 1970's before HBO, cable, or satellite dish appeared on TV. In my early years, my choices for TV channels where between four or five channels We o...
Personal Finance > Financial Planning Estate planning checklist: 4 of 4

You have worked, scrimped and saved your whole life and accumulated some wealth to pass on to your children. Then the question comes up, "How can I best pass my life's saving onto my children?" It is not an easy answer. The best advice is to seek advice from professionals like attorneys, financial advisers, and accountants. ...
Personal Finance > Financial Planning Seven mistakes made in estate planning: 4 of 4

Most people do not want to think about dieing and what is going to happen to their property after they die. Nevertheless, planning your estate is important. Unfortunately, what most people do not understand is that estate planning is more than just what happens to their property after they die. Their misunderstanding can lea...